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The Lending market within the context of Banking is a sector of the financial services industry that involves the provision of loans to individuals and businesses. Banks and other financial institutions are the primary providers of these loans, which are typically secured against an asset such as a house or car. The loans are typically used to finance purchases, investments, or to cover expenses. The terms of the loan, such as the interest rate and repayment period, are determined by the lender.
The Lending market is an important part of the banking industry, as it provides a source of income for banks and other financial institutions. It also helps to stimulate economic activity by providing individuals and businesses with access to capital.
Some of the major players in the Lending market include banks such as Bank of America, Wells Fargo, and JPMorgan Chase; credit unions such as Navy Federal Credit Union and USAA; and online lenders such as LendingClub and Prosper. Show Less Read more