+353-1-416-8900REST OF WORLD
+44-20-3973-8888REST OF WORLD
1-917-300-0470EAST COAST U.S
1-800-526-8630U.S. (TOLL FREE)

Retail Lending in the United Kingdom

  • PDF Icon

    Report

  • 50 Pages
  • July 2024
  • Region: United Kingdom
  • MarketLine
  • ID: 5995828
Description Jump to:
Retail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market size (value 2018-23, and forecast to 2028). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.

Key Highlights

  • Retail lending market covers mortgage and consumer credit. The market value reflects residential mortgage and personal loan balances outstanding at the end of the year.
  • The UK retail lending market had total balances outstanding of $2.19 trillion in 2023, representing a compound annual growth rate (CAGR) of 1.1% between 2018 and 2023.
  • The mortgage credit segment accounted for the market's largest proportion in 2023, with total balances outstanding of $2.01 trillion, equivalent to 91.5% of the market's overall value.
  • The UK market accounted for 5% of the global retail lending market’s value in 2023.

Scope

  • Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom
  • Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom
  • Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
  • Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts

Reasons to Buy

  • What was the size of the United Kingdom retail lending market by value in 2023?
  • What will be the size of the United Kingdom retail lending market in 2028?
  • What factors are affecting the strength of competition in the United Kingdom retail lending market?
  • How has the market performed over the last five years?
  • What are the main segments that make up the United Kingdom's retail lending market?

Table of Contents

1 Executive Summary
1.1. Market value
1.2. Market value forecast
1.3. Category segmentation
1.4. Geography segmentation
1.5. Market rivalry
1.6. Competitive landscape
2 Market Overview
2.1. Market definition
2.2. Market analysis
3 Market Data
3.1. Market value
4 Market Segmentation
4.1. Category segmentation
4.2. Geography segmentation
5 Market Outlook
5.1. Market value forecast
6 Five Forces Analysis
6.1. Summary
6.2. Buyer power
6.3. Supplier power
6.4. New entrants
6.5. Threat of substitutes
6.6. Degree of rivalry
7 Competitive Landscape
7.1. Who are the key market players?
7.2. What strategies do the key market players follow?
7.3. What is the recent development in the market?
8 Company Profiles
8.1. HSBC Holdings Plc
8.2. Lloyds Banking Group Plc
8.3. NatWest Group Plc
8.4. Barclays Plc
9 Macroeconomic Indicators
9.1. Country data
10 Appendix
10.1. Methodology
10.2. Industry associations
10.3. Related research
10.4. About the Publisher
List of Tables
Table 1: United Kingdom retail lending market value: $ billion, 2018-23
Table 2: United Kingdom retail lending market category segmentation: % share, by value, 2018-2023
Table 3: United Kingdom retail lending market category segmentation: $ billion, 2018-2023
Table 4: United Kingdom retail lending market geography segmentation: $ billion, 2023
Table 5: United Kingdom retail lending market value forecast: $ billion, 2023-28
Table 6: HSBC Holdings Plc: key facts
Table 7: HSBC Holdings Plc: Annual Financial Ratios
Table 8: HSBC Holdings Plc: Key Employees
Table 9: HSBC Holdings Plc: Key Employees Continued
Table 10: HSBC Holdings Plc: Key Employees Continued
Table 11: Lloyds Banking Group Plc: key facts
Table 12: Lloyds Banking Group Plc: Annual Financial Ratios
Table 13: Lloyds Banking Group Plc: Key Employees
Table 14: Lloyds Banking Group Plc: Key Employees Continued
Table 15: NatWest Group Plc: key facts
Table 16: NatWest Group Plc: Annual Financial Ratios
Table 17: NatWest Group Plc: Key Employees
Table 18: Barclays Plc: key facts
Table 19: Barclays Plc: Annual Financial Ratios
Table 20: Barclays Plc: Key Employees
Table 21: Barclays Plc: Key Employees Continued
Table 22: Barclays Plc: Key Employees Continued
Table 23: Barclays Plc: Key Employees Continued
Table 24: United Kingdom size of population (million), 2019-23
Table 25: United Kingdom real gdp (constant 2010 prices, $ billion), 2019-23
Table 26: United Kingdom gdp (current prices, $ billion), 2019-23
Table 27: United Kingdom inflation, 2019-23
Table 28: United Kingdom consumer price index (absolute), 2019-23
Table 29: United Kingdom exchange rate, 2018-23
List of Figures
Figure 1: United Kingdom retail lending market value: $ billion, 2018-23
Figure 2: United Kingdom retail lending market category segmentation: $ billion, 2018-2023
Figure 3: United Kingdom retail lending market geography segmentation: % share, by value, 2023
Figure 4: United Kingdom retail lending market value forecast: $ billion, 2023-28
Figure 5: Forces driving competition in the retail lending market in the United Kingdom, 2023
Figure 6: Drivers of buyer power in the retail lending market in the United Kingdom, 2023
Figure 7: Drivers of supplier power in the retail lending market in the United Kingdom, 2023
Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United Kingdom, 2023
Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United Kingdom, 2023
Figure 10: Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2023

Companies Mentioned (Partial List)

A selection of companies mentioned in this report includes, but is not limited to:

  • Tata Motors Limited
  • Nissan Motor Co., Ltd.
  • Toyota Motor Corporation
  • Honda Motor Co., Ltd.

Related Topics

Related Reports

Europe Home Equity Lending Market Outlook, 2029 - Product Image

Europe Home Equity Lending Market Outlook, 2029

  • Report
  • 77 Pages
  • Europe
From
Lending Global Market Report 2024 - Product Image

Lending Global Market Report 2024

  • Report
  • 300 Pages
  • Global
From
Asset-based Lending Global Market Report 2024 - Product Image

Asset-based Lending Global Market Report 2024

  • Report
  • 175 Pages
  • Global
From
Home Equity Lending Market Outlook, 2029 - Product Image

Home Equity Lending Market Outlook, 2029

  • Report
  • 158 Pages
  • Global
From
Digital Lending Platforms - Global Strategic Business Report - Product Image

Digital Lending Platforms - Global Strategic Business Report

  • Report
  • 92 Pages
  • Global
From

About the Retail Lending Market

Retail lending is a type of banking activity that involves providing loans to individuals and businesses for personal, family, or household purposes. It is a key component of the banking industry, as it allows banks to generate income from interest payments on loans. Retail lending products include mortgages, auto loans, personal loans, and credit cards. Banks typically assess the creditworthiness of borrowers before approving a loan, and may also require collateral to secure the loan. Retail lending is a competitive market, with banks competing for customers by offering attractive interest rates and loan terms. Banks also use technology to streamline the loan application process and provide customers with a more convenient experience. Additionally, banks may offer additional services such as financial advice and budgeting tools to help customers manage their finances. Some companies in the retail lending market include Bank of America, Wells Fargo, JPMorgan Chase, Citibank, and US Bank. Show Less Read more

Copyright © 2002-2024 Research and Markets. All Rights Reserved.