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Consumer Credit in the Czech Republic

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    Report

  • 14 Pages
  • October 2022
  • Region: Czech Republic
  • Euromonitor International
  • ID: 1449304
In 2022, consumer credit in the Czech Republic is set to see growth in both outstanding balance and gross lending values, although the latter is set to accelerate to high single-digit growth rates and outstrip the rate of growth for outstanding balance values. This is largely the result of the economic effects of the pandemic as well as the rising inflation that has arisen from the Russian invasion of Ukraine.

The Consumer Credit in Czech Republic report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Credit market;
  • Pinpoint growth sectors and identify factors driving change;
  • Understand the competitive environment, the market’s major players and leading brands;
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

CONSUMER CREDIT IN THE CZECH REPUBLICKEY DATA FINDINGS
2022 DEVELOPMENTS
  • Difficult economic conditions lead to increases in both outstanding balance and gross lending values
  • Card lending remains limited in 2022 as BNPL and other alternative options are on the rise
  • Non-card lending performed better than expected
PROSPECTS AND OPPORTUNITIES
  • Difficult economic outlook will lead to a slowdown in growth though the shift online will continue
  • Mixed outlook for auto lending with green incentives and reluctance to spend on expensive items factoring into purchasing decisions
  • Loan repayments uncertain in aftermath of moratorium lifting
CATEGORY DATA
  • Table 1 Consumer Credit: Outstanding Balance by Category: Value 2017-2022
  • Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 3 Consumer Credit: Gross Lending by Category: Value 2017-2022
  • Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2017-2022
  • Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2022-2027
  • Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2022-2027
  • Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2022-2027
CONSUMER LENDING IN THE CZECH REPUBLIC
EXECUTIVE SUMMARY
  • Consumer lending in 2022: The big picture
  • 2022 key trends
  • Rapidly rising interest rates stifle mortgage demand
  • Merger/acquisition activity begins as economy starts to reopen
  • What next for consumer lending?
MARKET DATA
  • Table 9 Consumer Lending: Outstanding Balance by Category: Value 2017-2022
  • Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2017-2022
  • Table 11 Consumer Lending: Gross Lending by Category: Value 2017-2022
  • Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2017-2022
  • Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2017-2022
  • Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2022-2027
  • Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2022-2027
  • Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2022-2027
  • Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2022-2027
DISCLAIMER
SOURCES
  • Summary 1 Research Sources