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Consumer Lending in Egypt

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    Report

  • 15 Pages
  • January 2025
  • Region: Egypt
  • Euromonitor International
  • ID: 2398474
Consumer lending in Egypt had a successful year in 2024, both for banks and consumers. The World Bank classifies Egypt as a lower middle-income country which has significant potential to leverage its existing manufacturing and services sectors and strategic geographical location as a gateway to Africa, Asia, and Europe.

The Consumer Lending in Egypt report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market
  • Pinpoint growth sectors and identify factors driving change
  • Understand the competitive environment, the market’s major players and leading brands
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

EXECUTIVE SUMMARY
  • Consumer lending in 2024: The big picture
  • 2024 key trends
  • Housing lending and mortgages on the rise, as the real estate industry becomes a reliable investment
  • BNPL continues to cultivate its presence in Egypt
  • What next for consumer lending?
MARKET DATA
  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2024-2029
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2024-2029
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2024-2029
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2024-2029
DISCLAIMER
SOURCES
  • Summary 1 Research Sources
CONSUMER CREDIT IN EGYPTKEY DATA FINDINGS
2024 DEVELOPMENTS
  • Rising financial inclusion further enhances the consumer credit industry
  • Internet penetration in Egypt also supports growth in consumer credit
  • The Central Bank of Egypt announces a new interest rate on consumer loans
PROSPECTS AND OPPORTUNITIES
  • Sustainability and “green” banking will become increasingly important
Innovative and convenient partnerships allow for further growth in BNPL
  • The future of consumer credit is shaped by fintech in Egypt
CATEGORY DATA
  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2024-2029
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2024-2029
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2024-2029
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2024-2029