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Consumer Lending in Poland

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    Report

  • 14 Pages
  • January 2025
  • Region: Poland
  • Euromonitor International
  • ID: 2829827
Consumer lending in Poland saw solid growth in terms of consumer credit gross lending in 2024. While inflation was falling it remained above target, and the country’s economic growth was stimulated by consumption and public spending. Unemployment levels were low, and there was a further increase in real estate prices.

The Consumer Lending in Poland report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: Market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?

  • Get a detailed picture of the Consumer Lending market
  • Pinpoint growth sectors and identify factors driving change
  • Understand the competitive environment, the market’s major players and leading brands
  • Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

EXECUTIVE SUMMARY
  • Consumer lending in 2024: The big picture
  • 2024 key trends
  • Advances in tech impact development in consumer credit
  • Safe Credit 2% programme ends in 2024
  • BNPL continues to gather rapid ground
  • What next for consumer lending?
MARKET DATA
  • Table 1 Consumer Lending: Outstanding Balance by Category: Value 2019-2024
  • Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 3 Consumer Lending: Gross Lending by Category: Value 2019-2024
  • Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
  • Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
  • Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2024-2029
  • Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2024-2029
  • Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2024-2029
  • Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2024-2029
DISCLAIMER
SOURCES
  • Summary 1 Research Sources
CONSUMER CREDIT IN POLANDKEY DATA FINDINGS
2024 DEVELOPMENTS
  • Consumer credit derives stability from broader economic factors in 2024
  • Consumer credit dominated by mainstream credit providers
  • Online shopping drives overall growth
PROSPECTS AND OPPORTUNITIES
  • Younger consumers will continue to shift towards BNPL and online loans
  • Stricter requirements on alternative providers will shape the industry
  • New directive aims to make borrowing safer for consumers
CATEGORY DATA
  • Table 13 Consumer Credit: Outstanding Balance by Category: Value 2019-2024
  • Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
  • Table 15 Consumer Credit: Gross Lending by Category: Value 2019-2024
  • Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
  • Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2024-2029
  • Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2024-2029
  • Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2024-2029
  • Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2024-2029