Domiciliary Insurance Market Report 2026

The domiciliary insurance market size has grown rapidly in recent years. It will grow from $51.88 billion in 2025 to $59.01 billion in 2026 at a compound annual growth rate (CAGR) of 13.7%. The growth in the historic period can be attributed to rising healthcare costs, increasing preference for home treatment options, expansion of private health insurance coverage, growing aging population, improved availability of home healthcare services.

The domiciliary insurance market size is expected to see rapid growth in the next few years. It will grow to $97.23 billion in 2030 at a compound annual growth rate (CAGR) of 13.3%. The growth in the forecast period can be attributed to increasing adoption of remote patient monitoring, rising demand for senior-focused insurance products, expansion of digital health platforms, growing emphasis on outpatient and home care models, increasing integration with healthcare networks. Major trends in the forecast period include increasing adoption of home-based medical care coverage, rising demand for flexible insurance policies, growing integration of telemedicine services, expansion of chronic disease home treatment coverage, enhanced focus on cost-effective care delivery.

The expanding geriatric population is expected to drive the growth of the domiciliary insurance market in the coming years. The geriatric segment includes older adults, typically aged 60 or 65 and above, who often have age-related health, social, and care requirements. This population is increasing due to higher life expectancy, supported by improved healthcare services, better living conditions, and advances in medical technology. Domiciliary insurance addresses the needs of this demographic by covering medical treatments at home when hospitalization is not feasible, ensuring continuous, affordable, and comfortable care for elderly individuals. For example, in February 2025, the World Health Organization, a US-based specialized health agency, reported that global life expectancy at birth reached 73.3 years in 2024, and the population aged 60 and older is projected to rise from 1.1 billion in 2023 to 1.4 billion by 2030. Therefore, the growth of the geriatric population is a key driver of the domiciliary insurance market.

Rising healthcare expenditure is anticipated to support the expansion of the domiciliary insurance market. Healthcare expenditure refers to total spending on medical goods and services within a healthcare system or economy and is critical in facilitating the development and accessibility of domiciliary insurance. For instance, in April 2025, the American Medical Association, a US-based professional association, reported that health spending in the U.S. increased by 7.5% in 2023, reaching $4.9 trillion, or $14,570 per person, compared to a 4.6% increase in 2022. Consequently, increasing healthcare expenditure is contributing to the growth of the domiciliary insurance market.

In February 2023, UnitedHealth, a US-based health insurance provider, acquired Home Health Business LHC for $5.4 billion. This acquisition is part of UnitedHealth’s strategy to enhance its home-based care capabilities and provide integrated care to meet the rising demand for healthcare services delivered at home. Home Health Business LHC is a US-based company specializing in domiciliary insurance.

Major companies operating in the domiciliary insurance market are Cigna Group, AIA Group Limited, Allianz SE, AXA SA, Aviva plc, Aetna Inc., HDFC ERGO General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, Religare Health Insurance Company Limited, Edelweiss General Insurance Company Limited, Anthem Insurance Companies Inc., Blue Cross Blue Shield Association, Humana Inc., Health Care Service Corporation, Highmark Inc., Kaiser Foundation Health Plan Inc., UnitedHealth Group Incorporated, WellCare Health Plans Inc., Centene Corporation, Allianz Care, BMI Healthcare Ltd., HBF Health Limited, Healthcare International Global Network Ltd., Aditya Birla Health Insurance Limited, Bajaj Allianz Health Insurance Company Limited, Bharti AXA General Insurance Company Limited, Kotak Mahindra General Insurance Company Limited, Oriental Insurance Company Ltd., Reliance General Insurance Company Limited, SBI General Insurance Company Limited.

North America was the largest region in the domiciliary insurance market in 2025. Asia-Pacific was the second-largest region in the domiciliary insurance market. The regions covered in the domiciliary insurance market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the domiciliary insurance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The domiciliary insurance market consists of sales of domiciliary insurance products by entities that are engaged in directly underwriting insurance policies for home based treatment done for a disease, illness or injury. It could be because of lack of accommodation at the hospital or because the patient's condition doesn't permit them to get admitted in the hospital. The insurance industry is categorized on the basis of the business model of the firms present in the industry. Some insurance firms may offer other services financial or otherwise. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. The value of the market is based on the premiums paid by the insured. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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