How do wealthy people do it? Are they geniuses? Lucky? We tend to think something special must be going on because it looks like magic. But nothing could be further from the truth. Wealthy people have simply adopted six key, yet ordinary, habits … and they do them extraordinarily well.
Candy Valentino opened her first brick-and-mortar store at 19 - no college, no connections, no money - and built it into a seven-figure business before most of her friends graduated college. Over two decades of success as a serial entrepreneur and real estate investor, she has labored relentlessly to crack the code of the super-wealthy, and in doing so, has unearthed six simple habits that directly contribute to those who become part of the self-made millionaire class.
In Wealth Habits, Valentino reveals all six habits, and shows you how you can put them to work for you: - Long-term investing strategies - How to recession-proof your business - Ways to keep money out of the IRS’ hands - What to teach your children about money - How to establish financial protection and security - The secrets to keep more of the money you make (so you can invest more)
“Think and get rich” will only get you so far. It’s time to do and become wealthy… and set yourself up for a lifetime of true financial freedom.
Table of Contents
Introduction ix
Wealth Habit 1 Growing Your Way to Wealth 1
1 How the BS You Hear Could Be Keeping You Broke 3
2 Four Common Beliefs Keeping You Broke 9
3 Seven Core Commitments to Make to Yourself 19
Wealth Habit 2 Learning Your Way to Wealth 33
4 The Compounding Dividends of Self-Education 35
5 The Four Crucial Lessons We Didn’t Learn in School 49
Wealth Habit 3 Earning Your Way to Wealth 59
6 The Secrets to Building Multiple Streams of Income 61
7 The Three Reasons Why Owning a Business Is a Powerful Wealth-Builder 75
8 Calling Out the BS in Business - and How to Avoid It 81
9 Yes, You Can Start a Business - Here’s How 95
10 Real-World Business Lessons on Revenue Growth 103
11 Become the Ritz-Carlton of Your Industry and Create Cult-Like Customers 113
Wealth Habit 4 Saving Your Way to Wealth 119
12 It’s Not How Much You Earn, It’s How Much You Keep: How to Give as Little Money as Legally Possible to the IRS 121
13 Three Secret Tax Strategies That Sound Illegal (But Are Actually Totally Legal!) 139
14 Trusts Aren’t Just for the Rich Kids Anymore 151
15 The Brinks Truck of Your Finances - Security and Protection 157
16 Give Yourself the Opportunity to Retire Early - and Rich 169
Wealth Habit 5 Investing Your Way to Wealth 175
17 Real Estate Investing: The Hat Trick of Building Wealth 177
18 Recession-Proof Your Finances - and Your Life 197
Wealth Habit 6 Giving Your Way to Wealth 205
19 Contribution: Where True Wealth Lies 207
Resources and References 219
Acknowledgments 225
About the Author 227
Index 229
