Learn strategies to control your claims costs and reduce your workers’ compensation premiums.
Proactive employer representatives and other interested stakeholders are constantly on the lookout to reduce workers’ compensation program costs and premiums. This is a never-ending challenge that requires them to review a number of factors and find the best insurance carrier or third-party administrator that fits their needs, while at the same time keeping premium costs low.
This program examines the many different challenges and provides tips on how one can find the best-in-class provider of workers’ compensation coverage and ensure injured employees are treated with respect and dignity, and paid all the benefits they are entitled to following a work injury.
Learning Objectives
- You will be able to understand what can and cannot be covered by workers’ compensation insurance.
- You will be able to determine future services and vocational outcomes by understanding the combined effects of pre-existing conditions and workplace injuries.
- You will be able to identify factors accelerating the need for surgery and implement preventative measures to promote employee well-being.
- You will be able to implement accommodations that enhance workplace safety and reduce the likelihood of workplace injuries.
Agenda
The Grand Bargain - an Overview of Workers’ Compensation Insurance in the Us
- Work Comp: From Hammurabi to the Modern Day
- Ancient Origins of Work Comp
- Impact of the Industrial Revolution and Muckraking Journalism,
- Industrial Revolution and Muckraking Journalism
- Work Comp in the United States
- Work Comp Basics in the United States
- Average Weekly Wage
- Indemnity Benefits
- Medical Benefits
- Vocational Rehabilitation Benefits
- Understanding Arising out of and Course of
- Arising out of
- Course of
- Asserting Common Defenses
- Workers’ Compensation Policy Issues and Premium Calculation
- Factors Work Comp Insurance Carriers Consider
- Shopping for Work Comp Insurance
- Employees vs. Independent Contractors
- Work Comp Insurance Audits
Understanding Workers’ Compensation Insurance
- What the Insurance Covers
- What the Insurance Company Pays for
- The Right to Defend Claims
- Additional Items Covered by Insurance
- Items Covered by the Employer
- The Right of Recovery
- Legal Things
Tips for Employers Serious About Low Work Comp Premiums
- Workplace Safety Training
- Prompt Injury Reporting
- Injury Response
- Access to Immediate First Aid
- Telephonic Nurse Triage Services
- Managing Medical Care Post-Injury
- Preferred Provider Organizations (Ppo) Contracts
- Effective Return to Work
- Use of a Return to Work Coordinator
- Thinking Outside the Box
- Other Intangibles
Expecting the Unexpected
- Chemical Exposure or Substances
- Consequential Injuries
- Multiple Injuries - Single Incident and Catastrophic Claims
- Employees Receiving SSDI and Medicare Benefits
- Unusual Employment Relationships
Speakers
Aaron Frederickson,
MSP Compliance Solutions, LLC- Legal practice experience in the areas of workers’ compensation, personal injury and Medicare/Medicaid compliance
- A health insurance professional and brings a passion to educating his peers
- Licensed to practice law in Minnesota since 2002, as well as Wisconsin starting in 2008
- Has litigated countless cases and founded a compliance consulting firm where he helped numerous individuals from diverse backgrounds across the United States
- Passions include assisting low income persons via pro bono legal representation
- J.D. degree, William Mitchell College of Law, St. Paul, MN; B.A. degree, St. Cloud State University
- Can be contacted at 651-485-7036 or aaron@mspComplianceSolutions.com
Who Should Attend
This live webinar is designed for human resource managers, benefits managers, safety directors, compliance officers, insurance professionals, business owners and managers, payroll professionals, accountants, controllers and attorneys.
