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Banking, Mortgages & Credit Industry Almanac 2025: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

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    Book

  • 639 Pages
  • November 2024
  • Plunkett Research Ltd
  • ID: 5910902

A complete market research report, including forecasts and market estimates, technologies analysis and developments at innovative firms within the Banking, Mortgages & Credit Industry.  Gain vital insights that can help shape strategy for business development, product development and investments.

Key Features:

  • Business trends analysis
  • In-depth industry overview
  • Technology trends analysis
  • Forecasts
  • Spending, investment, and consumption discussions
  • In-depth industry statistics and metrics
  • Industry employment numbers

Additional Key Features Include:

  • Industry Glossary
  • Industry Contacts list, including Professional Societies and Industry Associations
  • Profiles of industry-leading companies
  • U.S. and Global Firms
  • Publicly held, Private and Subsidiaries
  • Executive Contacts
  • Revenues
  • For Public Companies: Detailed Financial Summaries
  • Statistical Tables

Key Questions Answered Include:

  • How is the industry evolving?
  • How is the industry being shaped by new technologies?
  • How is demand growing in emerging markets and mature economies?
  • What is the size of the market now and in the future?
  • What are the financial results of the leading companies?
  • What are the names and titles of top executives?
  • What are the top companies and what are their revenues?

The Research Provides Unique Analysis of the Following Trends Affecting the Banking, Mortgages & Credit Industry

  • Major Trends Affecting the Banking, Mortgages & Credit Industry
  • Introduction to the Banking, Mortgages & Credit Industry
  • Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $40.0 Trillion
  • Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect
  • Investment Firms and Banks Compete for Clients in High-Net-Worth Households
  • Banks and Apps Vie for Previously Underserved Markets, Including Hispanics
  • Walmart Offers Financial Services in the U.S./Banco de Walmart in Mexico
  • China Sees Growth in Online Payments, Banking and Lending/Alipay Soars
  • Credit Default Swaps (CDS) and Derivatives Reach into the Trillions of Dollars
  • Non-Banking Alternatives Grow in Lending and Crowdfunding
  • Smartphones and Neobanks Replace Branches and Tellers
  • Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars
  • Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods
  • Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity
  • In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone
  • High Interest Rates Hinder Mortgage Originations, Slow Home Sales & Create Challenges for Commercial Real Estate
  • Online Competition Changes the Mortgage Industry
  • Hedge Funds and Private Equity Play a Major Role in Financial Products Including Derivatives, Lending and Insurance (Shadow Banking)
  • Financial Technology (FinTech) Enables Online Payments, Lending, Insurance and Robo Advisors
  • Cryptocurrencies and Blockchain Explained
  • Open Banking Revolutionizes the World of Banking and Finance
  • The Future of Banking, Credit Cards, Mobile Payments and Mortgages
  • Research Provides In-Depth Tables for the Following Banking, Mortgages & Credit Industry Statistics
  • U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  • Global Credit Card Industry Statistics and Market Size Overview
  • Top 50 U.S. Bank Holding Companies: June 30, 2024
  • FDIC Insured Institution Statistics: Second Quarter 2024
  • Prime Interest Rate, U.S.: 1955-October 2024
  • Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2023
  • Homeownership Rates by Region, U.S.: Selected Years, 1965-2023
  • New Privately-Owned Housing Units Started, U.S.: 1985-2024
  • Mortgage Loans Outstanding, U.S.: 1985 - Q2 2024
  • Consumer Credit Outstanding, U.S.: 1972-August 2024
  • Terms of Credit at Commercial Banks, U.S.: 2019-2nd Quarter 2024
  • Employment in the Banking Industry, U.S.: 2018-2024

Table of Contents

Introduction
  • How to Use This Book
Chapter 1: Trends Affecting the Banking, Mortgages & Credit Industry
  • Major Trends Affecting the Banking, Mortgages & Credit Industry
  • Introduction to the Banking, Mortgages & Credit Industry
  • Aging Populations, Baby Boomers Create Opportunities/U.S. Pension Accounts Top $40.0 Trillion
  • Basel III, Dodd-Frank Act and Volcker Act Increase Regulation/European Solvency II and MiFID 2 Take Effect
  • Investment Firms and Banks Compete for Clients in High-Net-Worth Households
  • Banks and Apps Vie for Previously Underserved Markets, Including Hispanics
  • Walmart Offers Financial Services in the U.S./Banco de Walmart in Mexico
  • China Sees Growth in Online Payments, Banking and Lending/Alipay Soars
  • Credit Default Swaps (CDS) and Derivatives Reach into the Trillions of Dollars
  • Non-Banking Alternatives Grow in Lending and Crowdfunding
  • Smartphones and Neobanks Replace Branches and Tellers
  • Visa and MasterCard Enjoy Global Growth/Apple Card Use Soars
  • Smartphones and Financial Technology (FinTech) Enable New Mobile Payment Methods
  • Peer-to-Peer (P2P) Payment Systems, such as Zelle and Venmo, Soar in Popularity
  • In Emerging Nations, mChek and M-PESA Enable Remote Banking via Smartphone
  • High Interest Rates Hinder Mortgage Originations, Slow Home Sales & Create Challenges for Commercial Real Estate
  • Online Competition Changes the Mortgage Industry
  • Hedge Funds and Private Equity Play a Major Role in Financial Products Including Derivatives, Lending and Insurance (Shadow Banking)
  • Financial Technology (FinTech) Enables Online Payments, Lending, Insurance and Robo Advisors
  • Cryptocurrencies and Blockchain Explained
  • Open Banking Revolutionizes the World of Banking and Finance
  • The Future of Banking, Credit Cards, Mobile Payments and Mortgages
Chapter 2: Banking, Mortgages & Credit Industry Statistics
  • U.S. Banking, Mortgages & Credit Industry Statistics and Market Size Overview
  • Global Credit Card Industry Statistics and Market Size Overview
  • Top 50 U.S. Bank Holding Companies: June 30, 2024
  • FDIC Insured Institution Statistics: Second Quarter 2024
  • Prime Interest Rate, U.S.: 1955-October 2024
  • Bond Yields & Interest Rates, U.S.: Selected Years, 1950-2023
  • Homeownership Rates by Region, U.S.: Selected Years, 1965-2023
  • New Privately-Owned Housing Units Started, U.S.: 1985-2024
  • Mortgage Loans Outstanding, U.S.: 1985 - Q2 2024
  • Consumer Credit Outstanding, U.S.: 1972-August 2024
  • Terms of Credit at Commercial Banks, U.S.: 2019-2nd Quarter 2024
  • Employment in the Banking Industry, U.S.: 2018-2024
Chapter 3: Important Banking, Mortgages & Credit Industry Contacts
  • (Addresses, Phone Numbers and Internet Sites)
Chapter 4: THE BANKING & LENDING 500:
  • Who They Are and How They Were Chosen
  • Index of Companies Within Industry Groups
  • Alphabetical Index
  • Index of U.S. Headquarters Location by State
  • Index of Non-U.S. Headquarters Location by Country
  • Individual Data Profiles on Each of THE BANKING & LENDING 500
Additional Indexes
  • Index of Hot Spots for Advancement for Women/Minorities
  • Index by Subsidiaries, Brand Names and Selected Affiliations
  • A Short Banking Industry Glossary

Companies Mentioned

  • 77 Bank Ltd
  • Aareal Bank AG
  • Absa Group Limited
  • ACI Worldwide Inc
  • ACOM Co Ltd
  • Aditya Birla Capital Ltd
  • Adyen NV
  • Affirm Holdings Inc
  • AGNC Investment Corp
  • Agricultural Bank of China Ltd
  • Allianz SE
  • Ally Financial Inc
  • Alpha Services and Holdings SA
  • American Express Company
  • Ameris Bancorp
  • AMMB Holdings Berhad
  • Annaly Capital Management Inc
  • Aozora Bank Ltd
  • ARMOUR Residential REIT Inc
  • Asia United Bank Corporation
  • Associated Banc-Corp
  • Australia and New Zealand Banking Group Limited (ANZ)
  • Axis Bank Limited
  • Axos Financial Inc
  • Bajaj Finserv Limited
  • Banc of California Inc
  • Banca Monte dei Paschi di Siena SpA
  • BancFirst Corporation
  • Banco BBVA Argentina SA
  • Banco Bilbao Vizcaya Argentaria SA (BBVA)
  • Banco Bradesco SA
  • Banco Comercial Portugues SA
  • Banco de Chile
  • Banco de Credito Inversiones SA
  • Banco de Sabadell SA
  • Banco de Venezuela SA
  • Banco do Brasil SA
  • Banco Itau Chile
  • Banco Macro SA
  • Banco Santander Brasil SA
  • Banco Santander Chile
  • Banco Santander SA
  • BanColombia SA
  • Bancorp Inc (The)
  • Bangkok Bank pcl
  • Bank Audi SAL-Audi Saradar Group
  • Bank Muscat SAOG
  • Bank of Africa
  • Bank of America Corporation
  • Bank of Ayudhya pcl
  • Bank of Baroda Ltd
  • Bank of Beijing Co Ltd
  • Bank of China Limited (BOC)
  • Bank of Chongqing Co Ltd
  • Bank of Communications Co Ltd
  • Bank of East Asia Limited (The)
  • Bank of Greece SA
  • Bank of Hawaii Corporation
  • Bank of India
  • Bank of Ireland Group PLC
  • Bank of Iwate Limited
  • Bank of Jiangsu Co Ltd
  • Bank of Montreal
  • Bank of Nagoya Ltd (The)
  • Bank of Nanjing Co Ltd
  • Bank of New York Mellon Corporation
  • Bank of Ningbo Co Ltd
  • Bank of Nova Scotia (Scotiabank)
  • Bank of Queensland Limited
  • Bank of Shanghai Co Ltd
  • Bank of the Philippine Islands
  • Bank of Zhengzhou Co Ltd
  • Bank OZK
  • Bankinter SA
  • BankUnited Inc
  • Banque Nationale de Belgique
  • Barclays PLC
  • Barings BDC Inc
  • BBX Capital Inc
  • BDO Unibank Inc
  • Bendigo and Adelaide Bank Limited
  • Better Home & Finance Holding Co
  • Bill.com Holdings Inc
  • Blend Labs Inc
  • Block Inc. (Square)
  • BLOM Bank SAL
  • BNP Paribas SA
  • BOC Hong Kong (Holdings) Limited
  • BOK Financial Corporation
  • Bread Financial Holdings Inc
  • Cadence Bank
  • CaixaBank SA
  • Canadian Imperial Bank of Commerce (CIBC)
  • Canadian Western Bank
  • Canandaigua National Corporation
  • Canara Bank
  • Cantaloupe Inc
  • Capital One Financial Corporation
  • Capitol Federal Financial Inc
  • Cathay General Bancorp
  • Central Bank of India Ltd
  • Chiba Bank Ltd (The)
  • Chimera Investment Corporation
  • China Banking Corporation
  • China Cinda Asset Management Co Ltd
  • China CITIC Bank Corporation Limited
  • China Construction Bank Corporation (CCB)
  • China Everbright Bank Co Ltd
  • China Merchants Bank Co Ltd
  • China Minsheng Banking Corporation Limited
  • China Zheshang Bank Co Ltd
  • Chongquing Rural Commercial Bank Co Ltd
  • CIC (Credit Industriel et Commercial SA)
  • CIMB Group Holdings Berhad
  • Citigroup Inc
  • Citizens Financial Group Inc
  • Close Brothers Group plc
  • CNB Corp (Citizens National Bank)
  • CNB Financial Corporation
  • Coinbase Global Inc
  • Columbia Banking System Inc
  • Comerica Incorporated
  • Commerce Bancshares Inc
  • Commercial Bank of Qatar (The)
  • Commercial International Bank (Egypt) SAE
  • Commerzbank AG
  • Commonwealth Bank of Australia
  • Community Financial System Inc
  • Concordia Financial Group Ltd
  • Consumer Portfolio Services Inc
  • Corpay Inc
  • Credicorp Ltd
  • Credit Acceptance Corporation
  • Credit Agricole SA
  • Credito Emiliano SpA
  • Cullen-Frost Bankers Inc
  • Customers Bancorp Inc
  • CVB Financial Corp
  • Dah Sing Financial Holdings Limited
  • Danske Bank A/S
  • DBS Group Holdings Ltd
  • Deutsche Bank AG
  • Deutsche Pfandbriefbank AG
  • Diebold Nixdorf Incorporated
  • Discover Financial Services
  • DNB Bank ASA
  • Dogan Sirketler Grubu Holding AS
  • Dun & Bradstreet Holdings Inc
  • Dynex Capital Inc
  • East West Bancorp Inc
  • East West Banking Corporation
  • Encore Capital Group Inc
  • Enova International Inc
  • Equifax Inc
  • Erste Group Bank AG
  • Eurobank Ergasias Services and Holdings SA
  • Euronet Worldwide Inc
  • Everi Holdings Inc
  • Experian plc
  • Fair Isaac Corporation
  • Fannie Mae (Federal National Mortgage Association)
  • Far East Horizon Ltd
  • Federal Agricultural Mortgage Corporation
  • Fidelity National Information Services Inc
  • Fifth Third Bancorp
  • First Advantage Corporation
  • First BanCorp (PR)
  • First Citizens BancShares Inc
  • First Commonwealth Financial Corporation
  • First Financial Bancorp
  • First Horizon Corp
  • First Interstate Bancsystem Inc
  • FirstRand Limited
  • Fiserv Inc
  • Flushing Financial Corporation
  • Flywire Corporation
  • FNB Corp
  • Franklin Credit Management Corporation
  • Freddie Mac (Federal Home Loan Mortgage Corporation)
  • Fukuoka Financial Group Inc
  • Fulton Financial Corporation
  • Glacier Bancorp Inc
  • Global Payments Inc
  • Goldman Sachs Group Inc (The)
  • Great Southern Bancorp Inc
  • Green Dot Corporation
  • Grupo Aval Acciones y Valores SA
  • Grupo Financiero Banorte SAB de CV
  • Grupo Financiero Galicia SA
  • Grupo Financiero Inbursa SAB de CV
  • Grupo Supervielle SA
  • Guild Holdings Co
  • Gunma Bank Ltd
  • Hachijuni Bank Ltd (The)
  • Haci Omer Sabanci Holding AS
  • Hancock Whitney Corporation
  • Hang Seng Bank Limited
  • Hanmi Financial Corporation
  • HDFC Bank Limited
  • Heartland Financial USA Inc
  • Heritage Commerce Corp
  • Heritage Financial Corporation
  • Hokuhoku Financial Group Inc
  • Home BancShares Inc
  • HomeStreet Inc
  • Hong Leong Financial Group Berhad
  • HOPE Bancorp Inc
  • HSBC Holdings Plc
  • Hua Xia Bank Co Limited
  • Huishang Bank Corporation Limited
  • Huntington Bancshares Incorporated
  • Hyakugo Bank Ltd (The)
  • ICICI Bank Limited
  • IDBI Bank Limited
  • ihlas Holding AS
  • iM Bank
  • Impac Mortgage Holdings Inc
  • IndusInd Bank Limited
  • Industrial and Commercial Bank of China Ltd (ICBC)
  • Industrial Bank Co Ltd
  • Industrial Bank of Korea
  • ING Group (ING Groep NV)
  • Intercorp Financial Services Inc
  • International Bancshares Corporation
  • Intuit Inc
  • Invesco Mortgage Capital Inc
  • I-Remit Inc
  • Itau Unibanco Holding SA
  • Iyogin Holdings Inc
  • Japan Post Bank Co Ltd
  • Japan Post Holdings Co Ltd
  • JPMorgan Chase & Co Inc
  • Jyske Bank AS
  • Kasikornbank pcl
  • KB Financial Group Inc
  • KBC Group NV
  • KeyCorp
  • Koc Holding AS
  • Kotak Mahindra Bank Limited
  • Krung Thai Bank pcl
  • Laurentian Bank of Canada
  • LendingClub Corporation
  • LendingTree Inc
  • Live Oak Bancshares Inc
  • Lloyds Banking Group plc
  • M&T Bank Corporation
  • Main Street Capital Corporation
  • Malayan Banking Berhad
  • Marqeta Inc
  • MasterCard Incorporated
  • MBIA Inc
  • Medallion Financial Corporation
  • MedioBanca SpA
  • Metropolitan Bank and Trust Company
  • MFA Financial Inc
  • MGIC Investment Corporation
  • MidCap Financial Investment Corp
  • Mitsubishi HC Capital Inc
  • Mizuho Financial Group Inc
  • Moody's Corporation
  • National Australia Bank Ltd
  • National Bank of Canada
  • National Bank of Greece SA
  • NatWest Group plc
  • NBT Bancorp Inc
  • Nedbank Group Limited
  • Nelnet Inc
  • New Mountain Finance Corporation
  • New York Community Bancorp Inc
  • Nordea Bank Abp
  • Northern Trust Corporation
  • Northwest Bancshares Inc
  • Nu Holdings Ltd (NuBank)
  • OceanFirst Financial Corp
  • Oita Bank Ltd (The)
  • Old National Bancorp
  • OneMain Holdings Inc
  • Onity Group In
  • OTP Bank Ltd
  • Oversea-Chinese Banking Corporation Limited
  • Pacific Premier Bancorp Inc
  • Park National Corporation
  • Pathward Financial Inc
  • PayPal Holdings Inc
  • PennantPark Investment Corporation
  • PennyMac Financial Services Inc
  • PennyMac Mortgage Investment Trust
  • Permanent TSB Group Holdings plc
  • Pinnacle Financial Partners Inc
  • Piraeus Bank SA
  • PNC Financial Services Group Inc
  • Popular Inc
  • Postal Savings Bank of China Corporation
  • Power Finance Corporation Limited
  • Powszechna Kasa Oszczednosci Bank Polski SA
  • Preferred Bank (Los Angeles, CA)
  • Premier Financial Corp
  • Private Bancorp America Inc
  • Prospect Capital Corporation
  • Prosperity Bancshares Inc
  • Provident Financial Services Inc
  • PT Bank Mandiri (Persero) Tbk
  • PT Bank Negara Indonesia (Persero) Tbk
  • PT Bank Rakyat Indonesia (Persero) Tbk
  • Public Bank Berhad
  • Punjab National Bank
  • Q2 Holdings Inc
  • QC Holdings Inc
  • Qifu Technology Inc
  • Radian Group Inc
  • Raiffeisen Bank International AG
  • Red River Bancshares Inc
  • Redwood Trust Inc
  • Regions Financial Corporation
  • Remitly Global Inc
  • Resona Holdings Inc
  • RHB Bank Berhad
  • Rizal Commercial Banking Corporation
  • Rocket Cos. (Quicken Loans Inc)
  • Royal Bank of Canada (RBC)
  • Safehold Inc
  • Sammaan Capital Ltd
  • San-In Godo Bank Ltd
  • Sberbank of Russia OJSC
  • SCB X PCL
  • Security Bank Corporation
  • SEI Investments Company
  • Sekerbank TAS
  • ServisFirst Bancshares Inc
  • Seven & I Holdings Co Ltd
  • Shanghai Pudong Development Bank Co Ltd
  • Shengjing Bank Co Ltd
  • Shinhan Financial Group Co Ltd
  • Shizuoka Financial Group Inc
  • Simmons First National Corporation
  • Skandinaviska Enskilda Banken AB
  • SLM Corporation (Sallie Mae)
  • SLR Investment Corp
  • Societe Generale Group
  • SoFi (SoFi Technologies Inc)
  • South Plains Financial Inc
  • South State Corporation
  • Standard Bank Group Ltd
  • Standard Chartered PLC
  • State Bank of India
  • State Street Corporation
  • StoneX Group Inc
  • Sumitomo Mitsui Financial Group Inc (SMFG)
  • Sumitomo Mitsui Trust Holdings Inc
  • Suruga Bank Ltd
  • Svenska Handelsbanken AB
  • Synchrony Financial
  • Synovus Financial Corp
  • TFS Financial Corporation
  • TMBThanachart Bank PCL
  • Toast Inc
  • Tokyo Century Corporation
  • Toronto-Dominion Bank (TD Bank)
  • TransUnion
  • Truist Financial Corporation
  • Trustmark Corporation
  • Turkiye Garanti Bankasi AS
  • Turkiye Halk Bankasi AS
  • Turkiye Is Bankasi AS
  • Two Harbors Investment Corporation
  • UMB Financial Corporation
  • UniCredit SpA (UniCredit Group)
  • Union Bank of India
  • Union Bank of The Philippines Inc
  • United Bankshares Inc
  • United Community Banks Inc
  • United Overseas Bank Limited Co
  • United Wholesale Mortgage (UWM Holdings Corp)
  • US Bancorp (US Bank)
  • Valley National Bancorp
  • Vanquis Banking Group
  • Visa Inc
  • Voya Financial Inc
  • VTB Bank PJSC
  • WaFd Inc
  • Walker & Dunlop Inc
  • Webster Financial Corporation
  • Wells Fargo & Company
  • Westamerica Bancorporation
  • Western Alliance Bancorporation
  • Western Union Company (The)
  • Westpac Banking Corporation Ltd
  • Wintrust Financial Corporation
  • Woori Financial Group Inc
  • World Acceptance Corporation
  • Worldline SA
  • Yamaguchi Financial Group Inc
  • Yamanashi Chuo Bank Ltd (The)
  • YES BANK Limited
  • Zions Bancorporation NA

Methodology

The data development evolved from research methods originally established by the founder of the company.

 

Through the years, a research methodology evolved based on strict guidelines used to build and maintain the content of six proprietary business and industry databases:

  • An industry trends database
  • An industry statistics database
  • Industry Analytics (deep financial data for hundreds of Industry codes)
  • A leading companies database
  • A business and industry glossary database
  • An industry associations and professional societies database
  • Analysts are trained to follow research formulas and methodology. They use company-approved sources in their work and post their findings daily to proprietary databases. All research results go through multi-step editing processes. And, all results are date-stamped.
Primary sources include:
  • Internal research, analysis, fact-checking and data gathering by the Research staff.
  • Over 3,500 industry associations, professional societies and government agencies worldwide with which the publisher maintains relationships and/or from which they obtain industry-specific/country-specific data.
  • Financial analysts, industry executives and industry experts with whom the publisher maintains communications.
  • Corporate disclosure documents and financial statements.
  • Industry conference proceedings.
  • Analysis of white papers, reports, periodicals and publications.
  • Multiple proprietaries, government, industry and financial databases developed by the publisher.

 

 

 

 

 

 

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