B2B Digital Payment Market Report 2026

The b2b digital payment market size has grown rapidly in recent years. It will grow from $5.84 billion in 2025 to $6.72 billion in 2026 at a compound annual growth rate (CAGR) of 15%. The growth in the historic period can be attributed to increasing digitization of business operations, expansion of global trade transactions, adoption of electronic invoicing systems, rising demand for faster settlement cycles, growth of enterprise payment software.

The b2b digital payment market size is expected to see rapid growth in the next few years. It will grow to $11.82 billion in 2030 at a compound annual growth rate (CAGR) of 15.2%. The growth in the forecast period can be attributed to increasing adoption of blockchain-based payment solutions, expansion of embedded finance platforms, rising demand for secure cross-border payments, growing regulatory focus on digital transaction compliance, increased integration with enterprise resource planning systems. Major trends in the forecast period include increasing adoption of automated b2b payment platforms, rising use of real-time and cross-border digital payments, growing integration of ai-based fraud detection systems, expansion of e-invoicing and payment automation, enhanced focus on transaction transparency and compliance.

The expanding growth of e-commerce is expected to drive the B2B digital payments market in the coming years. E-commerce involves the buying and selling of goods or services over the internet or other electronic platforms. Its popularity stems from the convenience, accessibility, wide product selection, time savings, and efficiency it offers to consumers. B2B digital payments are employed in e-commerce to improve efficiency, convenience, security, and cost-effectiveness for businesses conducting online transactions, making them attractive for companies seeking to streamline operations and financial processes. For example, in November 2023, the United States Census Bureau, a US-based government agency, reported that e-commerce sales increased by 7.6% in the third quarter of 2023, compared to 6.9% in the fourth quarter of 2022. Therefore, the growth of e-commerce is propelling the B2B digital payments market.

Key players within the realm of B2B digital payments are actively directing their efforts towards the development of innovative solutions aimed at addressing various challenges encountered by businesses. One such solution is NeuX, a neo-banking platform, heralding a transformative shift in the financial landscape. This platform, categorized as a form of financial technology, delivers direct banking services to individuals and organizations sans traditional brick-and-mortar branches. For instance, in October 2023, Safexpay, an India-based financial technology company, unveiled NeuX, specifically tailored to usher in digital transformation within businesses, with a focus on micro, small, and medium enterprises, as well as corporates and B2B entities. NeuX seeks to revolutionize B2B payments and workflows by providing comprehensive banking and payment management solutions, thereby presenting an innovative digital payment avenue. Its tailored banking and payment management services cater to businesses aiming to optimize their operations and embrace digital transformation seamlessly. Additionally, NeuX boasts features such as a comprehensive solution suite and robust transaction capabilities, further solidifying its position as an avant-garde digital payment solution for businesses.

In January 2023, American Express, a prominent US-based financial company, successfully acquired Nipendo for an undisclosed sum. This strategic acquisition is intended to bolster American Express' B2B payment offerings by leveraging Nipendo's expertise in streamlining business-to-business (B2B) payment processes. Furthermore, American Express aims to harness automation and innovation in financial transactions, addressing industry challenges while strategically expanding its business capabilities. Through this move, American Express seeks to reinforce its position in the ever-evolving digital payment landscape.

Major companies operating in the b2b digital payment market are Visa International Inc., Stripe Payments Inc., Mastercard Corporation, Fiserv Technologies Inc., Fidelity National Information Services Corporation, Adyen Solutions N.V., PayPal Holdings Inc., Global Payments Corporation, Coupa Software Solutions Inc., Payoneer Solutions Inc., HighRadius Systems Group, Razorpay Innovations Co., Juspay Financial Technologies Inc., FLEETCOR Technologies Corporation, Dwolla Technologies Inc., Billtrust Corporation, Ramp Technologies Inc., Optal Technologies Limited, EBANX Global Ventures LLC, Rapyd Financial Services Ltd., Earthport Global PLC, Nvoicepay Solutions Inc.

Asia-Pacific was the largest region in the B2B digital payment market in 2025. The regions covered in the b2b digital payment market report are Asia-Pacific, South East Asia, Western Europe, Eastern Europe, North America, South America, Middle East and Africa. The countries covered in the b2b digital payment market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Taiwan, Russia, South Korea, UK, USA, Italy, Spain, Canada.

The B2B digital payment market consists of revenues earned by entities by providing services such as payment processing services, invoice management, electronic funds transfer (EFT), and cross-border payment solutions. The market value includes the value of related goods sold by the service provider or included within the service offering. The B2B digital payment market also includes sales of virtual credit cards, digital wallets, tokenization, fraud detection and prevention systems, payment processors, and reporting tools. Values in this market are ‘factory gate’ values, that is, the value of goods sold by the manufacturers or creators of the goods, whether to other entities (including downstream manufacturers, wholesalers, distributors, and retailers) or directly to end customers. The value of goods in this market includes related services sold by the creators of the goods.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

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