The analyst's ‘France Cards and Payments: Opportunities and Risks to 2027' report provides detailed analysis of market trends in the French cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2019-23e).
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2024-28). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together the analyst’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
Detailed insights into payment instruments including cards, cash, credit transfer, direct debits, and cheques. It also, includes an overview of the country's key alternative payment instruments.
Ecommerce market analysis.
Analysis of various market drivers and regulations governing the French cards and payments industry.
Detailed analysis of strategies adopted by banks and other institutions to market debit, credit, and charge cards.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
The competitive landscape of the French cards and payments industry.
As part of its National Retail Payments Strategy (2019-2024), Banque de France has formulated various measures that are being adopted by commercial banks and payment services providers. The plan includes promoting acceptance of card payments by merchants even for payments from EUR1 ($1.07), incorporating contactless functionality in every payment terminal in the country, and strengthening the security of electronic payments. With such measures in place, the frequency of card-based payments is set to increase further at the expense of cash.
Merchants are increasingly focusing on offering innovative payment solutions for convenient offline shopping. For instance, in May 2023, retail company Auchan partnered with payment service provider, Trigo, to launch cashier-free store. Customers need to enter the store by tapping their payment cards at the EasyOut tap kiosks. The use of biometric technology along with cameras installed in-store detects when products are taken from or returned to shelves, keeping track of products selected in a virtual cart. Once the customer completes their shopping and leaves the store, the correct amount is automatically debited from the card tapped and a receipt is sent to the store app before exit.
Understand the key market trends and growth opportunities in the French cards and payments industry.
Assess the competitive dynamics in the French cards and payments industry.
Gain insights into marketing strategies used for various card types in France.
Gain insights into key regulations governing the French cards and payments industry.
The report also analyzes various payment card markets operating in the industry and provides detailed information on the number of cards in circulation, transaction values and volumes during the review-period and over the forecast-period (2024-28). It also offers information on the country's competitive landscape, including market shares of issuers and schemes.
The report brings together the analyst’s research, modeling, and analysis expertise to allow banks and card issuers to identify segment dynamics and competitive advantages. The report also covers detailed regulatory policies and recent changes in regulatory structure.
The analyst's ‘France Cards and Payments: Opportunities and Risks to 2028' report provides top-level market analysis, information and insights into the French cards and payments industry, including :
Current and forecast values for each market in the French cards and payments industry, including debit, credit and charge cards.Detailed insights into payment instruments including cards, cash, credit transfer, direct debits, and cheques. It also, includes an overview of the country's key alternative payment instruments.
Ecommerce market analysis.
Analysis of various market drivers and regulations governing the French cards and payments industry.
Detailed analysis of strategies adopted by banks and other institutions to market debit, credit, and charge cards.
Comprehensive analysis of consumer attitudes and buying preferences for cards.
The competitive landscape of the French cards and payments industry.
Scope
The integration of contactless payment options in transportation is making it easier for passengers to access transport services without the hassle of buying physical tickets or dealing with cash. Aligned with the ongoing trend, in November 2023, smart mobility technology solution provider, Conduent Transportation, announced that it was collaborating with Visa and Caisse d’Epargne CEPAC to implement a contactless payment system for the Aix-Marseille-Provence Métropole on the Marseille public transport network. This would include buses, coaches, trams, and a metro railway. The system allows passengers to pay with contactless debit and credit cards, as well as NFC-enabled digital wallets.As part of its National Retail Payments Strategy (2019-2024), Banque de France has formulated various measures that are being adopted by commercial banks and payment services providers. The plan includes promoting acceptance of card payments by merchants even for payments from EUR1 ($1.07), incorporating contactless functionality in every payment terminal in the country, and strengthening the security of electronic payments. With such measures in place, the frequency of card-based payments is set to increase further at the expense of cash.
Merchants are increasingly focusing on offering innovative payment solutions for convenient offline shopping. For instance, in May 2023, retail company Auchan partnered with payment service provider, Trigo, to launch cashier-free store. Customers need to enter the store by tapping their payment cards at the EasyOut tap kiosks. The use of biometric technology along with cameras installed in-store detects when products are taken from or returned to shelves, keeping track of products selected in a virtual cart. Once the customer completes their shopping and leaves the store, the correct amount is automatically debited from the card tapped and a receipt is sent to the store app before exit.
Reasons to Buy
Make strategic business decisions, using top-level historic and forecast market data, related to the French cards and payments industry and each market within it.Understand the key market trends and growth opportunities in the French cards and payments industry.
Assess the competitive dynamics in the French cards and payments industry.
Gain insights into marketing strategies used for various card types in France.
Gain insights into key regulations governing the French cards and payments industry.
Table of Contents
- Executive Summary
- Market Overview
- Payment Instruments
- Card-Based Payments
- Merchant Acquiring
- Ecommerce Payments
- In-Store Payments
- Buy Now Pay Later
- Mobile Payments
- P2P Payments
- Bill Payments
- Alternative Payments
- Payment Innovations
- Job Analysis
- Payment Infrastructure and Regulation
- Appendix
Companies Mentioned (Partial List)
A selection of companies mentioned in this report includes, but is not limited to:
- Groupe BPCE
- BNP Paribas
- Credit Agricole
- Societe Generale Group
- La Banque Postale
- Carrefour Banque
- BNP Paribas
- HSBC
- Cartes Bancaires
- Visa
- American Express
- Mastercard
