Attend this proactive webinar and receive a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective. The webinar will be summarized through a comprehensive case study.
Why Should You Attend:
In this webinar, a basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed by the instructor. Loan pricing and monitoring will also be covered along with a review of current compliance issues.Areas Covered in the Webinar:
- Review basic business structure: C corporations to LLCs
- Explore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoring
- Summarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreements
- Highlight commercial loan documentation issues including promissory notes security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrices
- Discuss loan pricing and monitoring issues
- Review current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA),Fair Debt Collection Practices Act, and UCC Article 9
- Analyze comprehensive loan structure/documentation/compliance case study
Who Will Benefit:
- Commercial Lenders
- Credit Analysts
- Loan Documentation Specialists
- Relationship Managers
- Branch Managers
- Private Bankers
- Business Development Officers
- Bank Directors
- Compliance Managers and Officers
- Risk Managers and Officers
- Controllers
- Presidents/Vice Presidents
- Managers/Supervisors
- Sales Representatives
- Marketing Personnel
- Retail Businesses Owners
- Maintenance and Security Employees
- Stock Room Personnel
- Business Vendors
Course Provider
David L Osburn,
