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AI-Powered Personal Finance Management Market Report 2025

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    Report

  • 200 Pages
  • April 2025
  • Region: Global
  • The Business Research Company
  • ID: 6005576
This AI-Powered Personal Finance Management market report provides a comprehensive analysis of the market’s characteristics, size, and growth, including segmentation, regional and country-level breakdowns, competitive landscape, market shares, trends, and strategies. It also tracks historical and forecasted market growth across various geographies.

The AI-powered personal finance management market size has grown rapidly in recent years. It will grow from $1.48 billion in 2024 to $1.63 billion in 2025 at a compound annual growth rate (CAGR) of 10.1%. The growth in the historic period can be attributed to the widespread use of smartphones and tablets, the rise of fintech companies, the explosion of big data, the transition from traditional banking to digital banking, and the demand for personalized financial advice.

The AI-powered personal finance management market size is expected to see strong growth in the next few years. It will grow to $2.37 billion in 2029 at a compound annual growth rate (CAGR) of 9.8%. The growth in the forecast period can be attributed to economic uncertainty and financial planning, a growing population of tech-savvy consumers, the expansion of mobile and internet connectivity, growing concerns over financial security, and integration with other financial services. Major trends in the forecast period include integration with wearable technology, voice-activated financial management, advanced fraud detection, financial health monitoring, and the incorporation of blockchain technology.

The growing adoption of online banking services is expected to propel the AI-powered personal finance management market in the future. Online banking services refer to digital platforms that enable customers to perform financial transactions and manage their bank accounts via the internet. The widespread adoption of online banking is driven by its convenience, accessibility, enhanced security features, and the increasing use of digital devices. AI-powered personal finance management contributes to this growth by offering personalized financial insights, automating routine tasks, and enhancing the user experience through predictive analytics and natural language processing. For example, in January 2024, E-commerce Tips, a US-based company providing e-commerce guides and insights, reported that the number of people using multiple forms of digital payments in the United States rose from 51% in 2021 to 62% in 2022. Moreover, e-commerce, the largest segment of the global digital payments market, accounted for $6.31 trillion in 2023 and is projected to grow to $6.913 trillion in 2024. While digital wallets like PayPal, Venmo, and Apple Pay have gained popularity for B2B payments, traditional methods like credit cards and checks still account for 39% and 26%, respectively, of payments in the US. Consequently, the increased adoption of online banking services is driving the growth of the AI-powered personal finance management market.

Major companies within the artificial intelligence (AI)-powered personal finance management sector are introducing innovative products to enhance the efficiency of transaction dispute resolution processes for banks. AI-powered capabilities involve leveraging artificial intelligence to automate, optimize, and deliver personalized insights and recommendations for managing various financial activities, including budgeting, saving, investing, and expense tracking. For instance, in April 2024, Salesforce Inc., a US-based provider of cloud-based software solutions, launched a suite of AI-powered capabilities aimed at improving transaction dispute resolution for financial institutions. This suite is designed to streamline operational processes and enhance customer service amidst the growing complexity of managing disputes. The capabilities, featuring transaction dispute management and Einstein Copilot banking actions, integrate transaction data from banking systems with customer data from Salesforce. This integration automates manual tasks, minimizes errors, resolves issues, and enhances customer communications, all through a unified platform.

In May 2024, Wipro Ltd., a technology services and consulting firm based in India, partnered with Microsoft Corporation to introduce a suite of AI-powered cognitive assistants tailored for the financial services sector. These virtual assistants include Wipro GenAI Investor Intelligence, Wipro GenAI Investor Onboarding, and Wipro GenAI Loan Origination. The offerings leverage generative AI to provide financial professionals with comprehensive market intelligence and timely insights on investment products and investor behavior. Microsoft Corporation, a US-based technology company, is renowned for its specialization in AI-driven financial services.

Major companies operating in the AI-powered personal finance management market are Goldman Sachs Group Inc., BBVA USA, Intuit Inc., Robinhood Markets Inc., Chime Financial Inc., NerdWallet Inc., MoneyLion Inc., Acorns Grow Incorporated, Personal Capital Corporation, Betterment LLC, Koho Financial Inc., Stash Financial Inc., Quicken Inc., Albert Corporation, You Need A Budget LLC, Wealthfront Inc., Toshl Inc., Wally Technologies Inc., PocketGuard Inc., Tiller Inc., Zeta Help Inc., Emma Technologies Ltd., Qapital Inc.

North America was the largest region in the AI-powered personal finance management market in 2024. The regions covered in the AI-powered personal finance management market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. The countries covered in the AI-powered personal finance management market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

AI-powered personal finance management involves utilizing artificial intelligence to streamline and improve financial planning and decision-making. It encompasses tools that assess spending habits, suggest investment options, and deliver customized budgeting guidance. These systems leverage machine learning algorithms to tailor their recommendations based on individual financial behaviors and objectives.

The core technologies in AI-powered personal finance management include machine learning (ML), predictive analytics, and natural language processing (NLP). Machine learning (ML) is a form of artificial intelligence that enables computers to learn from data and enhance their performance without direct programming. It supports services such as budgeting and expense tracking, investment management, and credit score monitoring, available through mobile apps and web-based platforms. Both individual consumers and financial institutions use these services.

The AI-powered personal finance management market research report is one of a series of new reports that provides AI-powered personal finance management market statistics, including the AI-powered personal finance management industry's global market size, regional shares, competitors with an AI-powered personal finance management market share, detailed AI-powered personal finance management market segments, market trends and opportunities, and any further data you may need to thrive in the AI-powered personal finance management industry. This AI-powered personal finance management market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenarios of the industry.

The AI-powered personal finance management market includes revenues earned by entities by providing services such as personalized financial advice, automated bill payment, fraud detection and prevention, and savings optimization. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

This product will be delivered within 3-5 business days.

Table of Contents

1. Executive Summary2. AI-Powered Personal Finance Management Market Characteristics3. AI-Powered Personal Finance Management Market Trends and Strategies4. AI-Powered Personal Finance Management Market - Macro Economic Scenario Including the Impact of Interest Rates, Inflation, Geopolitics, and the Recovery from COVID-19 on the Market
5. Global AI-Powered Personal Finance Management Growth Analysis and Strategic Analysis Framework
5.1. Global AI-Powered Personal Finance Management PESTEL Analysis (Political, Social, Technological, Environmental and Legal Factors, Drivers and Restraints)
5.2. Analysis of End Use Industries
5.3. Global AI-Powered Personal Finance Management Market Growth Rate Analysis
5.4. Global AI-Powered Personal Finance Management Historic Market Size and Growth, 2019-2024, Value ($ Billion)
5.5. Global AI-Powered Personal Finance Management Forecast Market Size and Growth, 2024-2029, 2034F, Value ($ Billion)
5.6. Global AI-Powered Personal Finance Management Total Addressable Market (TAM)
6. AI-Powered Personal Finance Management Market Segmentation
6.1. Global AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Machine Learning (ML)
  • Predictive Analytics
  • Natural Language Processing (NLP)
6.2. Global AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Budgeting and Expense Tracking
  • Investment Management
  • Credit Score Monitoring
6.3. Global AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Mobile Apps
  • Web-Based Platforms
6.4. Global AI-Powered Personal Finance Management Market, Segmentation by End-User, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Individual Consumers
  • Financial Institutions
6.5. Global AI-Powered Personal Finance Management Market, Sub-Segmentation of Machine Learning (ML), by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Supervised Learning
  • Unsupervised Learning
  • Reinforcement Learning
  • Deep Learning
  • Neural Networks
6.6. Global AI-Powered Personal Finance Management Market, Sub-Segmentation of Predictive Analytics, by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Financial Forecasting
  • Credit Risk Prediction
  • Investment Strategy Optimization
  • Cash Flow and Budgeting Predictions
  • Fraud Detection and Prevention
6.7. Global AI-Powered Personal Finance Management Market, Sub-Segmentation of Natural Language Processing (NLP), by Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
  • Voice-Activated Financial Assistance
  • Text Mining for Financial Insights
  • Chatbots for Customer Support
  • Financial Sentiment
7. AI-Powered Personal Finance Management Market Regional and Country Analysis
7.1. Global AI-Powered Personal Finance Management Market, Split by Region, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
7.2. Global AI-Powered Personal Finance Management Market, Split by Country, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8. Asia-Pacific AI-Powered Personal Finance Management Market
8.1. Asia-Pacific AI-Powered Personal Finance Management Market Overview
  • Region Information, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
8.2. Asia-Pacific AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.3. Asia-Pacific AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
8.4. Asia-Pacific AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
9. China AI-Powered Personal Finance Management Market
9.1. China AI-Powered Personal Finance Management Market Overview
9.2. China AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.3. China AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
9.4. China AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F,$ Billion
10. India AI-Powered Personal Finance Management Market
10.1. India AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.2. India AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
10.3. India AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11. Japan AI-Powered Personal Finance Management Market
11.1. Japan AI-Powered Personal Finance Management Market Overview
11.2. Japan AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.3. Japan AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
11.4. Japan AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12. Australia AI-Powered Personal Finance Management Market
12.1. Australia AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.2. Australia AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
12.3. Australia AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13. Indonesia AI-Powered Personal Finance Management Market
13.1. Indonesia AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.2. Indonesia AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
13.3. Indonesia AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14. South Korea AI-Powered Personal Finance Management Market
14.1. South Korea AI-Powered Personal Finance Management Market Overview
14.2. South Korea AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.3. South Korea AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
14.4. South Korea AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15. Western Europe AI-Powered Personal Finance Management Market
15.1. Western Europe AI-Powered Personal Finance Management Market Overview
15.2. Western Europe AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.3. Western Europe AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
15.4. Western Europe AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16. UK AI-Powered Personal Finance Management Market
16.1. UK AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.2. UK AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
16.3. UK AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17. Germany AI-Powered Personal Finance Management Market
17.1. Germany AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.2. Germany AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
17.3. Germany AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18. France AI-Powered Personal Finance Management Market
18.1. France AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.2. France AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
18.3. France AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19. Italy AI-Powered Personal Finance Management Market
19.1. Italy AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.2. Italy AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
19.3. Italy AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20. Spain AI-Powered Personal Finance Management Market
20.1. Spain AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.2. Spain AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
20.3. Spain AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21. Eastern Europe AI-Powered Personal Finance Management Market
21.1. Eastern Europe AI-Powered Personal Finance Management Market Overview
21.2. Eastern Europe AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.3. Eastern Europe AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
21.4. Eastern Europe AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22. Russia AI-Powered Personal Finance Management Market
22.1. Russia AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.2. Russia AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
22.3. Russia AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23. North America AI-Powered Personal Finance Management Market
23.1. North America AI-Powered Personal Finance Management Market Overview
23.2. North America AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.3. North America AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
23.4. North America AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24. USA AI-Powered Personal Finance Management Market
24.1. USA AI-Powered Personal Finance Management Market Overview
24.2. USA AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.3. USA AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
24.4. USA AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25. Canada AI-Powered Personal Finance Management Market
25.1. Canada AI-Powered Personal Finance Management Market Overview
25.2. Canada AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.3. Canada AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
25.4. Canada AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26. South America AI-Powered Personal Finance Management Market
26.1. South America AI-Powered Personal Finance Management Market Overview
26.2. South America AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.3. South America AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
26.4. South America AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27. Brazil AI-Powered Personal Finance Management Market
27.1. Brazil AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.2. Brazil AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
27.3. Brazil AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28. Middle East AI-Powered Personal Finance Management Market
28.1. Middle East AI-Powered Personal Finance Management Market Overview
28.2. Middle East AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.3. Middle East AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
28.4. Middle East AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29. Africa AI-Powered Personal Finance Management Market
29.1. Africa AI-Powered Personal Finance Management Market Overview
29.2. Africa AI-Powered Personal Finance Management Market, Segmentation by Technology Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.3. Africa AI-Powered Personal Finance Management Market, Segmentation by Service Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
29.4. Africa AI-Powered Personal Finance Management Market, Segmentation by Platform Type, Historic and Forecast, 2019-2024, 2024-2029F, 2034F, $ Billion
30. AI-Powered Personal Finance Management Market Competitive Landscape and Company Profiles
30.1. AI-Powered Personal Finance Management Market Competitive Landscape
30.2. AI-Powered Personal Finance Management Market Company Profiles
30.2.1. Goldman Sachs Group Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.2. BBVA USA Overview, Products and Services, Strategy and Financial Analysis
30.2.3. Intuit Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.4. Robinhood Markets Inc. Overview, Products and Services, Strategy and Financial Analysis
30.2.5. Chime Financial Inc. Overview, Products and Services, Strategy and Financial Analysis
31. AI-Powered Personal Finance Management Market Other Major and Innovative Companies
31.1. NerdWallet Inc.
31.2. MoneyLion Inc.
31.3. Acorns Grow Incorporated
31.4. Personal Capital Corporation
31.5. Betterment LLC
31.6. Koho Financial Inc.
31.7. Stash Financial Inc.
31.8. Quicken Inc.
31.9. Albert Corporation
31.10. You Need a Budget LLC
31.11. Wealthfront Inc.
31.12. Toshl Inc.
31.13. Wally Technologies Inc.
31.14. PocketGuard Inc.
31.15. Tiller Inc.
32. Global AI-Powered Personal Finance Management Market Competitive Benchmarking and Dashboard33. Key Mergers and Acquisitions in the AI-Powered Personal Finance Management Market34. Recent Developments in the AI-Powered Personal Finance Management Market
35. AI-Powered Personal Finance Management Market High Potential Countries, Segments and Strategies
35.1 AI-Powered Personal Finance Management Market in 2029 - Countries Offering Most New Opportunities
35.2 AI-Powered Personal Finance Management Market in 2029 - Segments Offering Most New Opportunities
35.3 AI-Powered Personal Finance Management Market in 2029 - Growth Strategies
35.3.1 Market Trend Based Strategies
35.3.2 Competitor Strategies
36. Appendix
36.1. Abbreviations
36.2. Currencies
36.3. Historic and Forecast Inflation Rates
36.4. Research Inquiries
36.5. About the Analyst
36.6. Copyright and Disclaimer

Executive Summary

AI-Powered Personal Finance Management Global Market Report 2025 provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on ai-powered personal finance management market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase:

  • Gain a truly global perspective with the most comprehensive report available on this market covering 15 geographies.
  • Assess the impact of key macro factors such as conflict, pandemic and recovery, inflation and interest rate environment and the 2nd Trump presidency.
  • Create regional and country strategies on the basis of local data and analysis.
  • Identify growth segments for investment.
  • Outperform competitors using forecast data and the drivers and trends shaping the market.
  • Understand customers based on the latest market shares.
  • Benchmark performance against key competitors.
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  • Report will be updated with the latest data and delivered to you along with an Excel data sheet for easy data extraction and analysis.
  • All data from the report will also be delivered in an excel dashboard format.

Description

Where is the largest and fastest growing market for ai-powered personal finance management ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The ai-powered personal finance management market global report answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market’s historic and forecast market growth by geography.
  • The market characteristics section of the report defines and explains the market.
  • The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
  • The forecasts are made after considering the major factors currently impacting the market. These include: the Russia-Ukraine war, rising inflation, higher interest rates, and the legacy of the COVID-19 pandemic.
  • Market segmentations break down the market into sub markets.
  • The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
  • The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
  • The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.

Scope

Markets Covered:

1) By Technology Type: Machine Learning (ML); Predictive Analytics; Natural Language Processing (NLP)
2) By Service Type: Budgeting and Expense Tracking; Investment Management; Credit Score Monitoring
3) By Platform Type: Mobile Apps; Web-Based Platforms
4) By End-User: Individual Consumers; Financial Institutions

Subsegments:

1) By Machine Learning (ML): Supervised Learning; Unsupervised Learning; Reinforcement Learning; Deep Learning; Neural Networks
2) By Predictive Analytics: Financial Forecasting; Credit Risk Prediction; Investment Strategy Optimization; Cash Flow and Budgeting Predictions; Fraud Detection and Prevention
3) By Natural Language Processing (NLP): Voice-Activated Financial Assistance; Text Mining for Financial Insights; Chatbots for Customer Support; Financial Sentiment

Key Companies Mentioned: Goldman Sachs Group Inc.; BBVA USA; Intuit Inc.; Robinhood Markets Inc.; Chime Financial Inc.

Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain

Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa

Time Series: Five years historic and ten years forecast.

Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita.

Data Segmentation: Country and regional historic and forecast data, market share of competitors, market segments.

Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.

Delivery Format: PDF, Word and Excel Data Dashboard.

Companies Mentioned

The major companies featured in this AI-Powered Personal Finance Management market report include:
  • Goldman Sachs Group Inc.
  • BBVA USA
  • Intuit Inc.
  • Robinhood Markets Inc.
  • Chime Financial Inc.
  • NerdWallet Inc.
  • MoneyLion Inc.
  • Acorns Grow Incorporated
  • Personal Capital Corporation
  • Betterment LLC
  • Koho Financial Inc.
  • Stash Financial Inc.
  • Quicken Inc.
  • Albert Corporation
  • You Need A Budget LLC
  • Wealthfront Inc.
  • Toshl Inc.
  • Wally Technologies Inc.
  • PocketGuard Inc.
  • Tiller Inc.
  • Zeta Help Inc.
  • Emma Technologies Ltd.
  • Qapital Inc.

Table Information