Improve your lending skills by learning how to read and interpret complex financial statements.
This important topic emphasizes a practical approach to correctly interpret financial statements from a creditor’s perspective. Loan officers, credit analysts, and other related parties are required to analyze financial statements as part of their function in underwriting business loans and credit arrangements. You will be provided with the required tools to correctly interpret the financial statements from a creditor perspective, which will help you improve your lending skills.
Learning Objectives
- You will be able to describe the five-step financial statement analysis model.
- You will be able to identify different types or quality of financial statements.
- You will be able to explain the four financial statements.
- You will be able to review financial statements.
Agenda
Introduction to Financial Statements
Types or Quality of Financial Statements
The Four Financial Statements
- Income Statement
- Statement of Retained Earnings
- Balance Sheet
- Statement of Cash Flows
Notes to the Financial Statements
A Five-Step Financial Statement Analysis Model Covering
- Liquidity
- Activity
- Leverage
- Operating Performance
- Cash Flow
Speakers
Mark J. Fidel,
RiskSense, Inc.- Licensed attorney in New Mexico
- Co-Founder of RiskSense, Inc., a cyber risk-based vulnerability management company
- Owner of Applied Records Management which provides records management consulting to law firms and other businesses for 15 years
- J.D. degree, University of Denver Sturm College of Law
- Can be contacted at 505-241-9669 or Mark.fidel@risksense.com
Who Should Attend
This live webinar is designed for presidents, vice presidents, loan officers, loan department personnel, credit and collection managers, branch managers, accountants, and attorneys.
