Open Banking APIs Market: 2025-2029

Open Banking API Call Volume to Surpass 720 Billion Globally by 2029

The Open Banking APIs research suite provides detailed and perceptive analysis of this evolving market; enabling stakeholders such as Open Banking infrastructure and payment service providers, banks and other financial institutions, and eCommerce platforms and merchants to understand future growth, key trends, and the competitive environment.

The suite features several different options that can be purchased separately, including access to data mapping the Open Banking APIs adoption and market growth in the coming years, and an insightful study uncovering the latest trends and opportunities within the market. This includes extensive analysis of the key market segments that make up the Open Banking API market, including payments, account information services, lending, identity, insurance, and niche use cases including FX, cards, and mortgages. Additionally, the report contains extensive analysis of the 16 market leaders in the Open Banking APIs space. The coverage can also be purchased as a Full Research Suite, containing all of these elements, at a substantial discount.

Collectively, they provide a critical tool for understanding this rapidly emerging market; enabling Open Banking APIs stakeholders to shape their future strategies. Its unparalleled coverage makes this research suite an incredibly useful resource for charting the future of such a crucially important and rapidly growing sector.

Key Features

• Market Dynamics: Insights into key trends and market expansion challenges within the global Open Banking APIs market. Specifically, the report addresses challenges posed by the risk of monetisation opportunities for API vendors, the benefits of increasing regulatory involvement for Open Banking, and what models of Open Banking APIs facilitate. The research also includes analysis of the various segments comprising the Open Banking APIs market and a regional market growth analysis of the current and future status of these segments. Finally, the report includes the Country Readiness Index which assesses the market readiness and growth across all 61 countries featured in our forecast, as well as providing a future outlook.
• Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the global Open Banking APIs market; accompanied by strategic recommendations for stakeholders.
• Benchmark Industry Forecasts: Includes forecasts for the total volume of Open Banking API calls across various segments, with a multitude of additional forecasts included for all of these markets, featuring total Open Banking payment value, platform revenue from Open Banking API calls, and the total number of Open Banking users.
• Competitor Leaderboard: Key player capability and capacity assessment for 16 Open Banking API vendors via the Competitor Leaderboard, featuring strategic development opportunities for key players in the global Open Banking APIs market.

Market Data & Forecasting Report

The market-leading research suite for the Open Banking APIs market includes access to the full set of forecast data of 51 tables and 23,000 datapoints. Metrics in the research suite include:

• Number of Digital Banking Users
• Number of Open Banking Users for Different Segments
• Number of Open Banking API Calls for Different Segments
• Platform Revenue from Open Banking API Calls for Different Segments
• Total Transaction Value of Open Banking Payments

The segments of Open Banking APIs include payments, account aggregation and personal finance management, underwriting, lending, identity, investments, and mortgages.

Interactive Forecast Excel contains the following functionality:

• Statistics Analysis: Users benefit from the ability to search for specific metrics, displayed for all regions and countries across the data period. Graphs are easily modified and can be exported to the clipboard.
• Country Data Tool: This tool lets users look at metrics for all regions and countries in the forecast period. Users can refine the metrics displayed via a search bar.
• Country Comparison Tool: Users can select and compare specific countries. The ability to export graphs is included in this tool.
• What-if Analysis: Here, users can compare forecast metrics against their own assumptions, via five interactive scenarios.

Market Trends & Strategies Report

This report examines the Open Banking APIs market landscape in detail; assessing market trends and factors shaping the evolution of this rapidly growing market. The report delivers comprehensive analysis of the strategic opportunities for Open Banking API players; addressing key verticals and developing challenges, and suggesting how stakeholders should navigate these. It also includes evaluation of key country-level opportunities for Open Banking APIs market growth, based on current Open Banking infrastructure and regulatory developments, market readiness, and more.

Competitor Leaderboard Report

The Competitor Leaderboard report provides a detailed evaluation and market positioning for 16 leading vendors in the Open Banking APIs space. The vendors are positioned as established leaders, leading challengers or disruptors and challengers, based on capacity and capability assessments:

• Basiq
• Brankas
• Bud Financial
• Fiserv
• GoCardless
• Mastercard
• MX
• Ozone API
• Plaid
• Raidiam
• Salt Edge
• TrueLayer
• Visa
• Worldline
• Yapily
• Yodlee

This document is centred around the Competitor Leaderboard; a vendor positioning tool that provides an at-a-glance view of the competitive dynamic landscape in a market, backed by a robust methodology.