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Apple Pay is a mobile payment and digital wallet service created by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is available in the United States, the United Kingdom, Canada, Australia, Singapore, Switzerland, France, Hong Kong, Russia, Japan, New Zealand, and China. The service allows users to store their credit and debit cards, as well as other payment information, securely on their Apple devices. Apple Pay also allows users to make payments with their Apple devices, such as iPhones, iPads, and Apple Watches. Apple Pay is part of the larger mobile commerce (m-commerce) market, which is the buying and selling of goods and services through mobile devices. M-commerce has grown significantly in recent years, as more consumers are using their mobile devices to shop online. Apple Pay is one of the leading m-commerce payment solutions, allowing users to make secure payments with their Apple devices. Some companies in the Apple Pay market include Visa, Mastercard, American Express, PayPal, and Square. Show Less Read more