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Preferred Provider Organization (PPO) is a type of health insurance plan that offers members access to a network of healthcare providers. PPO plans typically provide more flexibility than other types of health insurance plans, allowing members to choose from a wide range of providers, including specialists, without the need for a referral. Members may also be able to receive care from out-of-network providers, although they may have to pay more for these services. PPO plans typically have higher premiums than other types of health insurance plans, but they also offer more comprehensive coverage.
PPO plans are popular among employers, as they offer a balance between cost and coverage. They are also popular among individuals who want more flexibility in their healthcare choices.
Some companies in the PPO market include Aetna, Anthem, Cigna, Humana, UnitedHealthcare, and Blue Cross Blue Shield. Show Less Read more