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Professional Indemnity Insurance (PII) is a type of insurance that provides financial protection for professionals against claims made by clients for losses arising from professional services. It is designed to cover the cost of defending claims, as well as any damages awarded. PII is typically taken out by professionals such as accountants, architects, engineers, IT consultants, and lawyers.
PII is designed to protect professionals from claims of negligence, errors, omissions, and breach of duty. It can also cover the cost of defending against allegations of libel, slander, and copyright infringement. In some cases, PII may also cover the cost of defending against claims of breach of contract.
PII is an important form of insurance for professionals, as it can help protect them from the financial consequences of a claim. It is important for professionals to ensure that they have adequate PII coverage in place, as the cost of defending a claim can be significant.
Some companies in the Professional Indemnity market include AXA, Aviva, Allianz, Zurich, Hiscox, and QBE. Show Less Read more