ING was founded in 1991 by a merger between Nationale-Nederlanden and NMB Postbank Group. It offers a range of financial products and services, including retail banking, direct banking, commercial banking, investment banking, asset management, and insurance services. ING provides retail and wholesale banking services to customers in over 40 countries. It currently employs more than 52,000 people and it is headquartered in Amsterdam, The Netherlands.