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Virtual Cards Market Size, Share & Trends Analysis Report by Card Type (Debit Card, Credit Card), Product Type, Application, Region, and Segment Forecasts, 2025-2030- Product Image
Virtual Cards Market Size, Share & Trends Analysis Report by Card Type (Debit Card, Credit Card), Product Type, Application, Region, and Segment Forecasts, 2025-2030- Product Image
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Virtual Cards Market Size, Share & Trends Analysis Report by Card Type (Debit Card, Credit Card), Product Type, Application, Region, and Segment Forecasts, 2025-2030

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    Report

  • 150 Pages
  • October 2024
  • Region: Global
  • Grand View Research
  • ID: 5648988
Description Jump to:
The global virtual cards market size is expected to reach USD 60.06 billion in 2030 and is projected to grow at a CAGR of 21.2% from 2025 to 2030. The increasing usage of digital payment platforms is creating the demand for virtual cards worldwide, which is anticipated to drive the growth of the market. In addition, various types of virtual cards offer the consumer a particular set of benefits, such as efficiency and convenience, which also bodes well for the growth of the market.

Virtual cards are changing the financial landscape by introducing a new level of protection for everyone involved in the payment transaction. Hospitality is one industry that has endorsed the use of virtual cards. Moreover, virtual cards are creating the possibility of making payments more dynamic during the check-in and check-out process for the consumers.

The investments being raised by virtual card solution providers are expected to create new possibilities for the growth of the market during the projected period. For instance, in May 2022, MasterCard and fintech company OPay announced their collaboration, paving the way for access to financial services and economic prosperity by bringing digital commerce to thousands of people in the Middle East and Africa. With this collaboration, OPay consumers and merchants in this region will be able to engage with brands and businesses anywhere in the world.

The COVID-19 pandemic is expected to play a crucial role in driving the growth of the market during the forecast period. People are opting for contactless and digital payments due to the pandemic outbreak, thereby opening new opportunities for the growth of the market. Furthermore, these cards offer contactless payment solutions and are widely accepted at most of the payment gateways and mobile applications such as PayPal and Google Pay which is projected to drive the market growth post-pandemic.

Virtual Cards Market Report Highlights

  • The credit card segment is expected to witness the fastest growth during the forecast period. The growing e-commerce businesses worldwide is expected to drive the demand for virtual credit card among consumers, thereby contributing to the segment's growth.
  • The B2C remote payment virtual cards segment is expected to witness significant growth during the projected period. The growth of the segment can be attributed to the increasing real-time digital disbursements in mobile platforms worldwide.
  • The business use segment is anticipated to dominate the market during the forecast period. Businesses across the globe are adopting virtual card payments to streamline their payment processes and meet their evolving customer needs.
  • The Asia Pacific regional market is expected to witness the fastest growth during the projected period. The increasing internet penetration across the region is expected to play a decisive role in driving regional market growth.

Why should you buy this report?

  • Comprehensive Market Analysis: Gain detailed insights into the global market across major regions and segments
  • Competitive Landscape: Explore the market presence of key players worldwide
  • Future Trends: Discover the pivotal trends and drivers shaping the future of the global market
  • Actionable Recommendations: Utilize insights to uncover new revenue streams and guide strategic business decisions

This report addresses:

  • Market intelligence to enable effective decision-making
  • Market estimates and forecasts from 2018 to 2030
  • Growth opportunities and trend analyses
  • Segment and regional revenue forecasts for market assessment
  • Competition strategy and market share analysis
  • Product innovation listing for you to stay ahead of the curve
  • COVID-19's impact and how to sustain in these fast-evolving markets

The leading players in the Virtual Cards market include:

  • American Express Company
  • BTRS Holdings, Inc.
  • Wise Payments Limited
  • JPMorgan Chase & Co.
  • Marqeta, Inc.
  • MasterCard
  • Skrill USA, Inc.
  • Stripe, Inc.
  • WEX, Inc.
  • Adyen


This product will be delivered within 1-3 business days.

Table of Contents

Chapter 1. Methodology and Scope
1.1. Market Segmentation and Scope
1.2. Research Methodology
1.2.1. Information Procurement
1.3. Information or Data Analysis
1.4. Methodology
1.5. Research Scope and Assumptions
1.6. Market Formulation & Validation
1.7. Country Based Segment Share Calculation
1.8. List of Data Sources
Chapter 2. Executive Summary
2.1. Market Outlook
2.2. Segment Outlook
2.3. Competitive Insights
Chapter 3. Virtual Cards Market Variables, Trends, & Scope
3.1. Market Lineage Outlook
3.2. Market Dynamics
3.2.1. Market Driver Analysis
3.2.2. Market Restraint Analysis
3.2.3. Industry Challenge
3.3. Virtual Cards Market Analysis Tools
3.3.1. Industry Analysis - Porter’s
3.3.1.1. Bargaining power of the suppliers
3.3.1.2. Bargaining power of the buyers
3.3.1.3. Threats of substitution
3.3.1.4. Threats from new entrants
3.3.1.5. Competitive rivalry
3.3.2. PESTEL Analysis
3.3.2.1. Political landscape
3.3.2.2. Economic landscape
3.3.2.3. Social landscape
3.3.2.4. Technological landscape
3.3.2.5. Environmental landscape
3.3.2.6. Legal landscape
Chapter 4. Virtual Cards Market: Card Type Estimates & Trend Analysis
4.1. Segment Dashboard
4.2. Virtual Cards Market: Card Type Movement Analysis, 2024 & 2030 (USD Million)
4.3. Credit Card
4.3.1. Credit Card Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
4.4. Debit Card
4.4.1. Debit Card Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
Chapter 5. Virtual Cards Market: Product Type Estimates & Trend Analysis
5.1. Segment Dashboard
5.2. Virtual Cards Market: Product Type Movement Analysis, 2024 & 2030 (USD Million)
5.3. B2B Virtual Cards
5.3.1. B2B Virtual Cards Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
5.4. B2C Remote Payment Virtual Cards
5.4.1. B2C Remote Payment Virtual Cards Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
5.5. C2B POS Virtual Cards
5.5.1. C2B POS Virtual Cards Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
Chapter 6. Virtual Cards Market: Application Estimates & Trend Analysis
6.1. Segment Dashboard
6.2. Virtual Cards Market: Application Movement Analysis, 2024 & 2030 (USD Million)
6.3. Business Use
6.3.1. Business Use Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
6.4. Consumer Use
6.4.1. Consumer Use Cards Market Revenue Estimates and Forecasts, 2017 - 2030 (USD Million)
Chapter 7. Virtual Cards Market: Regional Estimates & Trend Analysis
7.1. Virtual Cards Market Share, By Region, 2024 & 2030 (USD Million)
7.2. North America
7.2.1. North America Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.2.2. U.S.
7.2.2.1. U.S. Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.2.3. Canada
7.2.3.1. Canada Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.2.4. Mexico
7.2.4.1. Mexico Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.3. Europe
7.3.1. Europe Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.3.2. UK
7.3.2.1. UK Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.3.3. Germany
7.3.3.1. Germany Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.3.4. France
7.3.4.1. France Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4. Asia Pacific
7.4.1. Asia Pacific Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4.2. China
7.4.2.1. China Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4.3. Japan
7.4.3.1. Japan Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4.4. India
7.4.4.1. India Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4.5. South Korea
7.4.5.1. South Korea Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.4.6. Australia
7.4.6.1. Australia Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.5. Latin America
7.5.1. Latin America Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.5.2. Brazil
7.5.2.1. Brazil Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.6. Middle East and Africa
7.6.1. Middle East and Africa Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.6.2. UAE
7.6.2.1. UAE Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.6.3. KSA
7.6.3.1. KSA Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
7.6.4. South Africa
7.6.4.1. South Africa Virtual Cards Market Estimates and Forecasts, 2017 - 2030 (USD Million)
Chapter 8. Competitive Landscape
8.1. Company Categorization
8.2. Company Market Positioning
8.3. Company Heat Map Analysis
8.4. Company Profiles/Listing
8.4.1. American Express Company
8.4.1.1. Participant’s Overview
8.4.1.2. Financial Performance
8.4.1.3. Product Benchmarking
8.4.1.4. Strategic Initiatives
8.4.2. BTRS Holdings, Inc.
8.4.2.1. Participant’s Overview
8.4.2.2. Financial Performance
8.4.2.3. Product Benchmarking
8.4.2.4. Strategic Initiatives
8.4.3. Wise Payments Limited
8.4.3.1. Participant’s Overview
8.4.3.2. Financial Performance
8.4.3.3. Product Benchmarking
8.4.3.4. Strategic Initiatives
8.4.4. JPMorgan Chase & Co.
8.4.4.1. Participant’s Overview
8.4.4.2. Financial Performance
8.4.4.3. Product Benchmarking
8.4.4.4. Strategic Initiatives
8.4.5. Marqeta, Inc.
8.4.5.1. Participant’s Overview
8.4.5.2. Financial Performance
8.4.5.3. Product Benchmarking
8.4.5.4. Strategic Initiatives
8.4.6. MasterCard
8.4.6.1. Participant’s Overview
8.4.6.2. Financial Performance
8.4.6.3. Product Benchmarking
8.4.6.4. Strategic Initiatives
8.4.7. Skrill USA, Inc.
8.4.7.1. Participant’s Overview
8.4.7.2. Financial Performance
8.4.7.3. Product Benchmarking
8.4.7.4. Strategic Initiatives
8.4.8. Stripe, Inc.
8.4.8.1. Participant’s Overview
8.4.8.2. Financial Performance
8.4.8.3. Product Benchmarking
8.4.8.4. Strategic Initiatives
8.4.9. WEX, Inc.
8.4.9.1. Participant’s Overview
8.4.9.2. Financial Performance
8.4.9.3. Product Benchmarking
8.4.9.4. Strategic Initiatives
8.4.10. Adyen
8.4.10.1. Participant’s Overview
8.4.10.2. Financial Performance
8.4.10.3. Product Benchmarking
8.4.10.4. Strategic Initiatives
List of Tables
Table 1 Global virtual cards market size estimates & forecasts, 2017 - 2030 (USD Million)
Table 2 Global virtual cards market, by region, 2017 - 2030 (USD Million)
Table 3 Global virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 4 Global virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 5 Global virtual cards market, by application, 2017 - 2030 (USD Million)
Table 6 Credit Card virtual cards market, by region, 2017 - 2030 (USD Million)
Table 7 Debit Card virtual cards market, by region, 2017 - 2030 (USD Million)
Table 8 B2B virtual cards market, by region, 2017 - 2030 (USD Million)
Table 9 B2C remote payment virtual cards market, by region, 2017 - 2030 (USD Million)
Table 10 C2B POS virtual cards market, by region, 2017 - 2030 (USD Million)
Table 11 Business use virtual cards market, by region, 2017 - 2030 (USD Million)
Table 12 Consumer use virtual cards market, by region, 2017 - 2030 (USD Million)
Table 13 North America virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 14 North America virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 15 North America virtual cards market, by application, 2017 - 2030 (USD Million)
Table 16 U.S virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 17 U.S. virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 18 U.S. virtual cards market, by application, 2017 - 2030 (USD Million)
Table 19 Canada virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 20 Canada virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 21 Canada virtual cards market, by application, 2017 - 2030 (USD Million)
Table 22 Mexico virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 23 Mexico virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 24 Mexico virtual cards market, by application, 2017 - 2030 (USD Million)
Table 25 Europe virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 26 Europe virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 27 Europe virtual cards market, by application, 2017 - 2030 (USD Million)
Table 28 UK virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 29 UK virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 30 UK virtual cards market, by application, 2017 - 2030 (USD Million)
Table 31 Germany virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 32 Germany virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 33 Germany virtual cards market, by application, 2017 - 2030 (USD Million)
Table 34 France virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 35 France virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 36 France virtual cards market, by application, 2017 - 2030 (USD Million)
Table 37 Asia Pacific virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 38 Asia Pacific virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 39 Asia Pacific virtual cards market, by application, 2017 - 2030 (USD Million)
Table 40 China virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 41 China virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 42 China virtual cards market, by application, 2017 - 2030 (USD Million)
Table 43 India virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 44 India virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 45 India virtual cards market, by application, 2017 - 2030 (USD Million)
Table 46 Japan virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 47 Japan virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 48 Japan virtual cards market, by application, 2017 - 2030 (USD Million)
Table 49 Australia virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 50 Australia virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 51 Australia virtual cards market, by application, 2017 - 2030 (USD Million)
Table 52 South Korea virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 53 South Korea virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 54 South Korea virtual cards market, by application, 2017 - 2030 (USD Million)
Table 55 Latin America virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 56 Latin America virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 57 Latin America virtual cards market, by application, 2017 - 2030 (USD Million)
Table 58 Brazil virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 59 Brazil virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 60 Brazil virtual cards market, by application, 2017 - 2030 (USD Million)
Table 61 MEA virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 62 MEA virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 63 MEA virtual cards market, by application, 2017 - 2030 (USD Million)
Table 64 UAE virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 65 UAE virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 66 UAE virtual cards market, by application, 2017 - 2030 (USD Million)
Table 67 KSA virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 68 KSA virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 69 KSA virtual cards market, by application, 2017 - 2030 (USD Million)
Table 70 South Africa virtual cards market, by card type, 2017 - 2030 (USD Million)
Table 71 South Africa virtual cards market, by product type, 2017 - 2030 (USD Million)
Table 72 South Africa virtual cards market, by application, 2017 - 2030 (USD Million)
List of Figures
Fig. 1 Virtual cards market segmentation
Fig. 2 Market research process
Fig. 3 Information procurement
Fig. 4 Primary research pattern
Fig. 5 Market research approaches
Fig. 6 Value chain-based sizing & forecasting
Fig. 7 Parent market analysis
Fig. 8 Market formulation & validation
Fig. 9 Virtual cards market snapshot
Fig. 10 Virtual cards market segment snapshot
Fig. 11 Virtual cards market competitive landscape snapshot
Fig. 12 Market research process
Fig. 13 Market driver relevance analysis (Current & future impact)
Fig. 14 Market restraint relevance analysis (Current & future impact)
Fig. 15 Virtual cards market, card type outlook key takeaways (USD Million)
Fig. 16 Virtual cards market card type movement analysis, 2024 & 2030 (USD Million)
Fig. 17 Credit card market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 18 Debit card market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 19 Virtual cards market: Product type outlook key takeaways (USD Million)
Fig. 20 Virtual cards market: Product type movement analysis, 2024 & 2030 (USD Million)
Fig. 21 B2B virtual cards market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 22 B2C remote payment virtual cards market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 23 C2B POS virtual cards market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 24 Virtual cards market: Application outlook key takeaways (USD Million)
Fig. 25 Virtual cards market: Application movement analysis, 2024 & 2030 (USD Million)
Fig. 26 Business use market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 27 Consumer use market revenue estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 28 Regional marketplace: Key takeaways
Fig. 29 Virtual cards market: Regional outlook, 2024 & 2030, USD Million
Fig. 30 North America virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 31 US virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 32 Canada virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 33 Mexico virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 34 Europe virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 35 UK virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 36 Germany virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 37 France virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 38 Asia Pacific virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 39 Japan virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 40 China virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 41 India virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 42 Australia virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 43 South Korea virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 44 Latin America virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 45 Brazil virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 46 MEA virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 47 KSA virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 48 UAE virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 49 South Africa virtual cards market estimates and forecasts, 2017 - 2030 (USD Million)
Fig. 50 Strategy framework
Fig. 51 Company Categorization

Companies Mentioned

  • American Express Company
  • BTRS Holdings, Inc.
  • Wise Payments Limited
  • JPMorgan Chase & Co.
  • Marqeta, Inc.
  • Mastercard
  • Skrill USA, Inc.
  • Stripe, Inc.
  • WEX, Inc.
  • Adyen

Methodology

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Table Information

Report AttributeDetails
No. of Pages150
PublishedOctober 2024
Forecast Period2024 - 2030
Estimated Market Value ( USD ) in 2024 $ 19.02 Billion
Forecasted Market Value ( USD ) by 2030 $ 60.06 Billion
Compound Annual Growth Rate21.2%
Regions CoveredGlobal
No. of Companies Mentioned10

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About the Virtual Card Market

The Virtual Card market is a subset of the Mobile and Contactless Payments industry. It is a payment method that allows customers to make purchases online or in-store without the need for a physical card. Virtual Cards are typically linked to a customer’s bank account or credit card, and are used to make payments through a mobile device or contactless payment terminal. This payment method is becoming increasingly popular due to its convenience and security. Virtual Card providers offer a range of services, such as fraud protection, real-time transaction monitoring, and the ability to set spending limits. This makes them an attractive option for customers who want to make secure payments without the hassle of carrying a physical card. Some of the companies in the Virtual Card market include Apple Pay, Google Pay, Samsung Pay, PayPal, and Visa Checkout. Show Less Read more

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