Creating Profit & Loss Statement to Understand your Organization's Financial Position

This webinar will give you a clear understanding of how to analyze and create profit & loss statement to understand your organization’s financial position alongwith the required due-diligence.

Why Should You Attend:

Lenders and other credit professionals require a fundamental understanding of the information that is contained in Profit and Loss Statements. As one of the two primary types of financial information that most lenders generate, Profit and Loss Statements are an important tool for both businesses as well as lenders and others who analyze the creditworthiness of businesses. In today’s lending environment, making high quality loans is essential. Proper due diligence requires a complete understanding and analysis of Profit and Loss Statements.

Those who attend this program will be taught how to use the information contained in P & L Statements to make quality loans based on an analysis of this information.

The major elements of Cashflow are contained in Profit and Loss Statements. As Cashflow is the primary way in which loans get repaid, a proper and complete understanding of P & L Statements is essential in order to make loans of high quality.

Areas Covered in the Webinar:

• The P & L Statement: Its Limitations and Challenges
• Key Financial Ratios: What they do and don’t tell you about a business
• The Role of Depreciation
• Sales Trends: How to Analyze Sales and the Composition of Sales
• Models and Techniques to Increase Clarity in Profit and Loss Statements
• Overhead Expenses: When are they Excessive?
• How to interpret and evaluate financial information
• How to use financial forecasting to make accurate evaluations of proposed projects
• Understanding Cashflow based on P & L Information
• How to use cash flow analysis for investing and financing
• The Role of Non-recurring Income and Expenses

Who Will Benefit:

• Commercial Loan Officers
• Branch Managers
• Credit Analysts
• Supervisory personnel
• Members of Boards of Directors
• Members of Loan Committees