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Accidental Death and Dismemberment (AD&D) Insurance is a type of health insurance that provides financial protection in the event of an accidental death or dismemberment. It is designed to provide financial assistance to the insured's family in the event of an unexpected death or injury due to an accident. AD&D insurance is typically offered as an additional rider to a life insurance policy, and can provide coverage for medical expenses, funeral costs, and other financial losses.
AD&D insurance is typically offered as a voluntary benefit by employers, and can be purchased as an individual policy. It is important to note that AD&D insurance does not cover death or injury due to natural causes, illness, or suicide.
Some companies in the AD&D Insurance market include AIG, MetLife, Prudential, Allstate, and State Farm. Show Less Read more