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Certificates of Deposit (CDs) are a type of savings product offered by banks and credit unions. CDs are a low-risk investment option that offer a fixed rate of return over a predetermined period of time. CDs are insured by the Federal Deposit Insurance Corporation (FDIC) up to a certain amount, making them a safe and secure way to save money. CDs are typically used by investors who are looking for a safe and reliable way to earn a return on their money.
CDs are a popular choice for investors who are looking for a low-risk, long-term investment. They are also a great option for those who want to save for a specific goal, such as retirement or a down payment on a home. CDs are typically offered in terms ranging from three months to five years, and the interest rate is usually higher than a traditional savings account.
Some of the companies in the Certificates of Deposit market include Bank of America, Wells Fargo, Chase, Citibank, and US Bank. Show Less Read more