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Results for tag: "Consumer Lending"

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India Retail Banking: Opportunities and Risks to 2023

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Consumer lending is a type of finance that involves the provision of credit to individuals for personal use. It is a form of debt that is typically used to purchase goods and services, such as cars, furniture, and appliances. Consumer lending is typically provided by banks, credit unions, and other financial institutions. The consumer lending market is highly competitive, with lenders offering a variety of loan products to meet the needs of different borrowers. These products include secured and unsecured loans, as well as installment loans, lines of credit, and credit cards. Lenders also offer a range of interest rates and repayment terms to suit different borrowers. In addition to traditional lenders, there are also a number of online lenders that offer consumer loans. These lenders typically offer more flexible terms and faster approval times than traditional lenders. Some of the major companies in the consumer lending market include Bank of America, Wells Fargo, Citibank, Capital One, and Discover. Online lenders such as LendingClub, Prosper, and SoFi are also becoming increasingly popular. Show Less Read more