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Earthquake insurance is a type of property insurance that covers losses and damages caused by earthquakes. It is designed to protect homeowners, businesses, and other property owners from the financial losses associated with earthquakes. Earthquake insurance typically covers the cost of repairs to the structure of the property, as well as the cost of replacing personal belongings that were damaged or destroyed. It may also cover additional living expenses if the property is uninhabitable due to earthquake damage.
Earthquake insurance is not typically included in standard homeowners or business insurance policies, and must be purchased separately. Coverage and premiums vary depending on the location and type of property, as well as the amount of coverage desired.
Some companies that offer earthquake insurance include Allstate, State Farm, Farmers Insurance, USAA, and Liberty Mutual. Show Less Read more