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The Personal Credit Card market is a segment of the Credit Card industry that focuses on providing individuals with access to credit. Credit cards are typically issued by banks, credit unions, and other financial institutions, and are used to purchase goods and services. Credit cards are typically issued with a set credit limit, and the cardholder is responsible for paying back the amount borrowed, plus any applicable interest and fees.
Personal Credit Cards are typically used for everyday purchases, such as groceries, gas, and other retail items. They can also be used to make larger purchases, such as furniture or vacations. Credit cards can also be used to build credit history, as timely payments are reported to the credit bureaus.
Some companies in the Personal Credit Card market include American Express, Bank of America, Capital One, Chase, Citi, Discover, and Wells Fargo. Show Less Read more