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Takaful is an Islamic form of insurance, which is based on the principles of mutual cooperation and solidarity. It is a risk-sharing system, where participants contribute to a common pool of funds to provide financial protection against losses. The concept of Takaful is based on the Islamic principle of ‘Tabarru’, which means ‘to give’. This means that participants in the Takaful system are expected to contribute to the common pool of funds, and any profits generated from the pool are shared among the participants.
The Takaful market has grown significantly in recent years, with many countries now offering Takaful products. These products are designed to meet the needs of the Islamic community, and provide an alternative to traditional insurance products.
Some of the major companies in the Takaful market include Amana Takaful, AXA Takaful, Prudential Takaful, and Zurich Takaful. These companies offer a range of products, including life, health, and property insurance. Show Less Read more