Crédit Agricole is a French network of cooperative and mutual banks of 39 Crédit Agricole Regional Banks. In 1990, it became an international full-service banking group. The bank offers retail and business banking, lending, and deposit services from over 9,000 branches across France, including those of subsidiary Le Crédit Lyonnais (LCL). It also offers asset management, investment banking, and capital markets services (through its Crédit Agricole CIB unit), in addition to insurance, leasing, private banking, and specialized financial services.